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Mortgage lending in Winston County, Mississippi

Lenders in Winston County, Mississippi reported 473 mortgage applications for 2025, according to the CFPB.

473 mortgage applications and 240 loans originated in 2025; the denial rate was 30.6% of 385 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Winston County, MS.

473
Applications
240
Loans originated
30.6%
Denial rate
118 denied of 385 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Winston County, Mississippi, by year
YearApplicationsOriginated
2025473240
2024442214
2023451193
2022546263
2021528280
2020466245
2019508270
2018496295

The largest lenders here

Lenders in Winston County, Mississippi by loans originated, 2025
LenderOriginatedApplications
Cadence Bank72105
Renasant Bank3155
The Citizens Bank2336
21ST Mortgage1055
Trustmark Bank911
Rocket Mortgage918
Cardinal Financial Company, Li99
Hope Federal Credit Union79
Triad Financial Services, Inc.728
Mortgage Research Center713
Regions Bank516
BankFirst Financial Services46
First Community Mortgage, Inc.45
United Wholesale Mortgage35
Nationstar Mortgage33
Firstbank36
Royal United Mortgage LLC33
American Mortgage Bank25
Guaranty Bank & Trust Company22
Towne Mortgage Company24
Citizens National Bank of Meridian24
Usaa Federal Savings Bank22
AmeriHome Mortgage Company, LLC11
Sierra Pacific Mortgage Co. Inc12
Figure Lending LLC13

Applications by race, ethnicity and sex, 2025

By race, Winston County, Mississippi: applications and denial rate
CategoryApplicationsDenial rate
Asianunder 10
Black or African American16641.9% of 136 decided
White26623.2% of 216 decided
Jointunder 10
Race Not Available35no rate: base under 50
By ethnicity, Winston County, Mississippi: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latinounder 10
Not Hispanic or Latino42429.9% of 345 decided
Jointunder 10
Ethnicity Not Available39no rate: base under 50
Free Form Text Onlyunder 10
By sex, Winston County, Mississippi: applications and denial rate
CategoryApplicationsDenial rate
Male15430.1% of 123 decided
Female13833.3% of 114 decided
Joint16128.0% of 132 decided
Sex Not Available20no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved