Mortgage lending in Jackson County, Mississippi
Lenders in Jackson County, Mississippi reported 5,881 mortgage applications for 2025, according to the CFPB.
5,881 mortgage applications and 3,272 loans originated in 2025; the denial rate was 24.4% of 4,630 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pascagoula, MS HUD Metro FMR Area.
- 5,881
- Applications
- 3,272
- Loans originated
- 24.4%
- Denial rate
- 1,131 denied of 4,630 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,881 | 3,272 |
| 2024 | 5,428 | 2,830 |
| 2023 | 5,291 | 2,811 |
| 2022 | 6,575 | 3,528 |
| 2021 | 8,450 | 5,108 |
| 2020 | 7,158 | 4,359 |
| 2019 | 5,515 | 3,257 |
| 2018 | 5,003 | 2,900 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Keesler Federal Credit Union | 232 | 528 |
| CMG Mortgage Inc | 197 | 280 |
| Rocket Mortgage | 188 | 287 |
| Trustmark Bank | 162 | 218 |
| Cadence Bank | 156 | 218 |
| Community Bank of Mississippi | 154 | 202 |
| Mortgage Solutions of Colorado | 100 | 127 |
| Fairway Independent Mort Corp | 97 | 147 |
| Mortgage Research Center | 90 | 192 |
| DHI Mortgage Company, LTD. | 88 | 132 |
| loanDepot.com LLC | 87 | 127 |
| First Federal Savings and Loan Association of Pascagoula - Moss Point | 83 | 104 |
| Hancock Whitney Bank | 76 | 127 |
| Navy Federal Credit Union | 73 | 160 |
| United Wholesale Mortgage | 67 | 111 |
| Delmar Financial Company | 62 | 77 |
| Renasant Bank | 59 | 77 |
| Guild Mortgage Company | 58 | 76 |
| Freedom Mortgage Corporation | 53 | 135 |
| Crosscountry Mortgage, LLC | 52 | 92 |
| Regions Bank | 47 | 124 |
| DSLD Mortgage LLC | 45 | 62 |
| Navigator Credit Union | 42 | 78 |
| Magnolia Bank | 42 | 50 |
| Merchants & Marine Bank | 40 | 54 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 133 | 28.6% of 98 decided |
| Black or African American | 691 | 41.6% of 529 decided |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 4,035 | 21.3% of 3,228 decided |
| 2 or more minority races | under 10 | |
| Joint | 106 | 27.9% of 79 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 871 | 25.3% of 661 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 370 | 24.8% of 298 decided |
| Not Hispanic or Latino | 4,540 | 24.5% of 3,599 decided |
| Joint | withheld | |
| Ethnicity Not Available | 891 | 24.4% of 663 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,306 | 25.5% of 1,817 decided |
| Female | 1,311 | 30.9% of 1,025 decided |
| Joint | 1,680 | 18.6% of 1,344 decided |
| Sex Not Available | 584 | 22.5% of 444 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1428 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved