Mortgage lending in Monroe County, Mississippi
Lenders in Monroe County, Mississippi reported 1,162 mortgage applications for 2025, according to the CFPB.
1,162 mortgage applications and 583 loans originated in 2025; the denial rate was 31.6% of 944 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, MS.
- 1,162
- Applications
- 583
- Loans originated
- 31.6%
- Denial rate
- 298 denied of 944 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,162 | 583 |
| 2024 | 1,064 | 518 |
| 2023 | 1,049 | 480 |
| 2022 | 1,238 | 628 |
| 2021 | 1,437 | 827 |
| 2020 | 1,390 | 765 |
| 2019 | 1,092 | 621 |
| 2018 | 1,088 | 624 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 119 | 185 |
| Community Bank of Mississippi | 99 | 118 |
| Stockton Mortgage Corporation | 37 | 47 |
| Rocket Mortgage | 35 | 55 |
| Guaranty Bank & Trust Company | 33 | 50 |
| Cadence Bank | 31 | 56 |
| 21ST Mortgage | 22 | 143 |
| Mortgage Research Center | 19 | 34 |
| Triad Financial Services, Inc. | 17 | 64 |
| Cardinal Financial Company, Li | 14 | 18 |
| Geneva Financial LLC | 6 | 7 |
| Plaza Home Mortgage, Inc | 6 | 6 |
| Firstbank | 6 | 37 |
| First Community Mortgage, Inc. | 6 | 9 |
| Regions Bank | 6 | 17 |
| Trustmark Bank | 5 | 8 |
| New American Funding, LLC. | 5 | 18 |
| Coastal Community Bank | 4 | 8 |
| Land Home Financial Services, | 4 | 4 |
| United Wholesale Mortgage | 4 | 7 |
| Freedom Mortgage Corporation | 4 | 9 |
| Magnolia Bank | 4 | 4 |
| Bankplus | 4 | 11 |
| Mortgage Investors Group | 4 | 5 |
| TJC Mortgage Inc | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 304 | 49.0% of 251 decided |
| White | 720 | 24.8% of 577 decided |
| 2 or more minority races | under 10 | |
| Joint | withheld | |
| Race Not Available | 122 | 27.5% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 971 | 31.5% of 787 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 165 | 29.8% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 413 | 33.7% of 338 decided |
| Female | 313 | 39.4% of 249 decided |
| Joint | 341 | 25.0% of 276 decided |
| Sex Not Available | 95 | 21.0% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2200 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved