Mortgage lending in Lee County, Mississippi
Lenders in Lee County, Mississippi reported 3,208 mortgage applications for 2025, according to the CFPB.
3,208 mortgage applications and 1,784 loans originated in 2025; the denial rate was 25.8% of 2,571 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lee County, MS.
- 3,208
- Applications
- 1,784
- Loans originated
- 25.8%
- Denial rate
- 664 denied of 2,571 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,208 | 1,784 |
| 2024 | 2,820 | 1,638 |
| 2023 | 2,842 | 1,579 |
| 2022 | 3,571 | 2,145 |
| 2021 | 4,699 | 3,028 |
| 2020 | 4,610 | 3,015 |
| 2019 | 3,523 | 2,293 |
| 2018 | 3,433 | 2,263 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 320 | 467 |
| Cadence Bank | 259 | 407 |
| Bankplus | 156 | 206 |
| Community Bank of Mississippi | 129 | 178 |
| Guaranty Bank & Trust Company | 83 | 105 |
| Rocket Mortgage | 78 | 121 |
| Regions Bank | 71 | 179 |
| Trustmark Bank | 46 | 64 |
| BankFirst Financial Services | 36 | 41 |
| Mortgage Research Center | 32 | 66 |
| Mortgage Investors Group | 29 | 29 |
| First Community Mortgage, Inc. | 25 | 34 |
| Pennymac Loan Services LLC | 24 | 41 |
| Triad Financial Services, Inc. | 22 | 53 |
| Magnolia Bank | 21 | 24 |
| Freedom Mortgage Corporation | 20 | 47 |
| loanDepot.com LLC | 18 | 25 |
| United Wholesale Mortgage | 18 | 23 |
| Nationstar Mortgage | 18 | 24 |
| Plaza Home Mortgage, Inc | 17 | 22 |
| Geneva Financial LLC | 16 | 26 |
| Stockton Mortgage Corporation | 14 | 18 |
| 21ST Mortgage | 13 | 170 |
| CB&S Bank | 12 | 19 |
| BPL Mortgage, LLC | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 585 | 40.2% of 455 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,047 | 23.3% of 1,693 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 498 | 18.8% of 357 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 76 | 31.5% of 54 decided |
| Not Hispanic or Latino | 2,595 | 25.8% of 2,130 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 504 | 23.8% of 362 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,014 | 26.6% of 798 decided |
| Female | 764 | 34.8% of 636 decided |
| Joint | 1,052 | 21.6% of 870 decided |
| Sex Not Available | 378 | 16.1% of 267 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1781 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved