Mortgage lending in Washington County, Mississippi
Lenders in Washington County, Mississippi reported 885 mortgage applications for 2025, according to the CFPB.
885 mortgage applications and 447 loans originated in 2025; the denial rate was 28.7% of 676 applications decided. The median loan was about $75,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, MS.
- 885
- Applications
- 447
- Loans originated
- 28.7%
- Denial rate
- 194 denied of 676 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 885 | 447 |
| 2024 | 817 | 421 |
| 2023 | 787 | 408 |
| 2022 | 1,011 | 552 |
| 2021 | 1,141 | 669 |
| 2020 | 1,049 | 672 |
| 2019 | 934 | 536 |
| 2018 | 973 | 603 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Planters Bank and Trust Company | 142 | 190 |
| Guaranty Bank & Trust Company | 65 | 101 |
| Trustmark Bank | 33 | 47 |
| Rocket Mortgage | 25 | 37 |
| CB&S Bank | 25 | 40 |
| Regions Bank | 20 | 57 |
| Southern Bancorp Bank | 15 | 21 |
| Mortgage Research Center | 9 | 25 |
| Guild Mortgage Company | 7 | 9 |
| New American Funding, LLC. | 7 | 21 |
| Nations Lending Corporation | 5 | 5 |
| loanDepot.com LLC | 5 | 8 |
| Hope Federal Credit Union | 4 | 9 |
| Bankplus | 4 | 6 |
| Primelending | 3 | 3 |
| Community Bank of Mississippi | 3 | 5 |
| T2 Financial LLC | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 9 |
| Fairway Independent Mort Corp | 3 | 3 |
| JPMorgan Chase Bank, NA | 3 | 5 |
| Bank of Commerce | 2 | 2 |
| CMG Mortgage Inc | 2 | 3 |
| Nationstar Mortgage | 2 | 2 |
| Spring Eq, LLC | 2 | 6 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 433 | 36.5% of 356 decided |
| White | 238 | 17.8% of 197 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 201 | 21.9% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 666 | 29.3% of 549 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 205 | 23.3% of 116 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 274 | 27.5% of 222 decided |
| Female | 249 | 42.1% of 202 decided |
| Joint | 184 | 18.5% of 151 decided |
| Sex Not Available | 178 | 19.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2817 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved