Mortgage lending in Yalobusha County, Mississippi
Lenders in Yalobusha County, Mississippi reported 490 mortgage applications for 2025, according to the CFPB.
490 mortgage applications and 254 loans originated in 2025; the denial rate was 28.4% of 384 applications decided. The median loan was about $90,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Yalobusha County, MS.
- 490
- Applications
- 254
- Loans originated
- 28.4%
- Denial rate
- 109 denied of 384 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 490 | 254 |
| 2024 | 511 | 253 |
| 2023 | 303 | 143 |
| 2022 | 352 | 139 |
| 2021 | 393 | 201 |
| 2020 | 420 | 184 |
| 2019 | 392 | 179 |
| 2018 | 328 | 175 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| BankFirst Financial Services | 91 | 104 |
| Renasant Bank | 17 | 25 |
| Rocket Mortgage | 12 | 19 |
| Bankplus | 11 | 15 |
| 21ST Mortgage | 10 | 52 |
| Guaranty Bank & Trust Company | 9 | 20 |
| Regions Bank | 9 | 22 |
| Triad Financial Services, Inc. | 8 | 28 |
| Cadence Bank | 8 | 13 |
| Trustmark Bank | 4 | 6 |
| loanDepot.com LLC | 4 | 7 |
| Paragon Bank | 4 | 5 |
| Cardinal Financial Company, Li | 4 | 5 |
| Southwest Stage Funding LLC | 3 | 7 |
| Mortgage Research Center | 3 | 7 |
| New American Funding, LLC. | 3 | 11 |
| Firstbank | 3 | 13 |
| Bank of Holly Springs | 2 | 2 |
| First Security Bank | 2 | 2 |
| Nations Lending Corporation | 2 | 2 |
| Navy Federal Credit Union | 2 | 4 |
| Community Bank of Mississippi | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Bank of England | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 170 | 47.4% of 133 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 252 | 17.0% of 200 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 409 | 27.8% of 324 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 72 | 31.5% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 150 | 24.2% of 120 decided |
| Female | 160 | 40.9% of 127 decided |
| Joint | 140 | 22.6% of 106 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2790 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved