Mortgage lending in Harrison County, Mississippi
Lenders in Harrison County, Mississippi reported 8,869 mortgage applications for 2025, according to the CFPB.
8,869 mortgage applications and 4,798 loans originated in 2025; the denial rate was 26.0% of 6,955 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Gulfport-Biloxi, MS HUD Metro FMR Area.
- 8,869
- Applications
- 4,798
- Loans originated
- 26.0%
- Denial rate
- 1,809 denied of 6,955 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,869 | 4,798 |
| 2024 | 8,382 | 4,457 |
| 2023 | 7,446 | 3,837 |
| 2022 | 9,995 | 5,370 |
| 2021 | 12,707 | 7,560 |
| 2020 | 11,276 | 6,721 |
| 2019 | 7,992 | 4,762 |
| 2018 | 6,884 | 4,072 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Keesler Federal Credit Union | 353 | 765 |
| CMG Mortgage Inc | 297 | 447 |
| Rocket Mortgage | 270 | 422 |
| Cadence Bank | 246 | 382 |
| Community Bank of Mississippi | 219 | 290 |
| DHI Mortgage Company, LTD. | 192 | 260 |
| Mortgage Research Center | 191 | 399 |
| DSLD Mortgage LLC | 183 | 266 |
| loanDepot.com LLC | 168 | 239 |
| United Wholesale Mortgage | 165 | 238 |
| Trustmark Bank | 164 | 231 |
| Navy Federal Credit Union | 164 | 323 |
| Hancock Whitney Bank | 161 | 258 |
| Crosscountry Mortgage, LLC | 115 | 177 |
| Freedom Mortgage Corporation | 95 | 214 |
| Guild Mortgage Company | 94 | 156 |
| Regions Bank | 86 | 232 |
| Magnolia Bank | 82 | 100 |
| The Peoples Bank | 64 | 80 |
| Pennymac Loan Services LLC | 58 | 136 |
| Fairway Independent Mort Corp | 54 | 95 |
| Renasant Bank | 53 | 85 |
| Towne Mortgage Company | 50 | 62 |
| New American Funding, LLC. | 49 | 117 |
| Gulf Coast Community Federal Credit Union | 43 | 73 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 57 | no rate: base under 50 |
| Asian | 228 | 25.5% of 184 decided |
| Black or African American | 1,286 | 34.4% of 1,016 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,545 | 23.6% of 4,379 decided |
| 2 or more minority races | 30 | no rate: base under 50 |
| Joint | 174 | 27.2% of 136 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,520 | 26.4% of 1,153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 345 | 24.1% of 253 decided |
| Not Hispanic or Latino | 6,810 | 25.9% of 5,391 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,556 | 27.3% of 1,190 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,251 | 25.1% of 2,493 decided |
| Female | 2,135 | 33.9% of 1,681 decided |
| Joint | 2,533 | 20.5% of 2,054 decided |
| Sex Not Available | 950 | 26.3% of 727 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1151 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved