Mortgage lending in Prentiss County, Mississippi
Lenders in Prentiss County, Mississippi reported 680 mortgage applications for 2025, according to the CFPB.
680 mortgage applications and 326 loans originated in 2025; the denial rate was 32.8% of 546 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Prentiss County, MS.
- 680
- Applications
- 326
- Loans originated
- 32.8%
- Denial rate
- 179 denied of 546 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 680 | 326 |
| 2024 | 673 | 358 |
| 2023 | 614 | 302 |
| 2022 | 798 | 399 |
| 2021 | 865 | 508 |
| 2020 | 800 | 430 |
| 2019 | 665 | 352 |
| 2018 | 651 | 360 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Renasant Bank | 58 | 76 |
| Cadence Bank | 49 | 86 |
| Guaranty Bank & Trust Company | 35 | 61 |
| Rocket Mortgage | 31 | 48 |
| Triad Financial Services, Inc. | 10 | 27 |
| Stockton Mortgage Corporation | 10 | 16 |
| Magnolia Bank | 10 | 12 |
| 21ST Mortgage | 10 | 47 |
| Mortgage Research Center | 7 | 18 |
| Trustmark Bank | 6 | 7 |
| Nationstar Mortgage | 6 | 8 |
| Mortgage Investors Group | 6 | 8 |
| Cardinal Financial Company, Li | 6 | 8 |
| Regions Bank | 6 | 17 |
| Geneva Financial LLC | 4 | 7 |
| Bankplus | 4 | 5 |
| Flagstar Bank NA | 4 | 6 |
| Cornerstone First Mortgage, LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 6 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| Pennymac Loan Services LLC | 3 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 17 |
| Coastal Community Bank | 2 | 7 |
| TJC Mortgage Inc | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 70 | 44.8% of 58 decided |
| White | 498 | 30.3% of 412 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 92 | 30.5% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 562 | 30.5% of 462 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 91 | 39.3% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 205 | 31.1% of 164 decided |
| Female | 164 | 40.7% of 135 decided |
| Joint | 247 | 29.1% of 206 decided |
| Sex Not Available | 64 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2583 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved