Mortgage lending in Kemper County, Mississippi
Lenders in Kemper County, Mississippi reported 181 mortgage applications for 2025, according to the CFPB.
181 mortgage applications and 64 loans originated in 2025; the denial rate was 46.3% of 147 applications decided. The median loan was about $100,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kemper County, MS.
- 181
- Applications
- 64
- Loans originated
- 46.3%
- Denial rate
- 68 denied of 147 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 181 | 64 |
| 2024 | 175 | 69 |
| 2023 | 161 | 58 |
| 2022 | 174 | 75 |
| 2021 | 173 | 77 |
| 2020 | 173 | 80 |
| 2019 | 149 | 67 |
| 2018 | 118 | 54 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Triad Financial Services, Inc. | 9 | 26 |
| The Citizens Bank | 9 | 10 |
| 21ST Mortgage | 9 | 55 |
| Trustmark Bank | 4 | 4 |
| Community Bank of Mississippi | 4 | 5 |
| Regions Bank | 4 | 11 |
| Navy Federal Credit Union | 3 | 3 |
| Mortgage Research Center | 3 | 6 |
| Rocket Mortgage | 3 | 9 |
| CSL Financial, LLC | 2 | 2 |
| Land Home Financial Services, | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Renasant Bank | 1 | 1 |
| BankFirst Financial Services | 1 | 1 |
| West Alabama Bank & Trust | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Calcon Mutual Mortgage LLC | 1 | 1 |
| Stockton Mortgage Corporation | 1 | 1 |
| Bankplus | 1 | 1 |
| Royal United Mortgage LLC | 1 | 1 |
| Cardinal Financial Company, Li | 1 | 1 |
| Pennymac Loan Services LLC | 1 | 2 |
| MidFirst Bank | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 4 |
| Coastal Community Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 114 | 51.6% of 95 decided |
| White | 54 | no rate: base under 50 |
| Race Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 162 | 45.0% of 131 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 55 | no rate: base under 50 |
| Female | 76 | 58.2% of 67 decided |
| Joint | withheld | |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2735 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved