Mortgage lending in Forrest County, Mississippi
Lenders in Forrest County, Mississippi reported 2,626 mortgage applications for 2025, according to the CFPB.
2,626 mortgage applications and 1,453 loans originated in 2025; the denial rate was 26.9% of 2,130 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hattiesburg, MS MSA.
- 2,626
- Applications
- 1,453
- Loans originated
- 26.9%
- Denial rate
- 572 denied of 2,130 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,626 | 1,453 |
| 2024 | 2,486 | 1,386 |
| 2023 | 2,298 | 1,206 |
| 2022 | 2,811 | 1,594 |
| 2021 | 3,468 | 2,155 |
| 2020 | 3,083 | 1,936 |
| 2019 | 2,545 | 1,567 |
| 2018 | 2,387 | 1,462 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 148 | 213 |
| Cadence Bank | 136 | 208 |
| Community Bank of Mississippi | 92 | 115 |
| Rocket Mortgage | 66 | 112 |
| Regions Bank | 56 | 131 |
| Renasant Bank | 52 | 85 |
| Merchants & Marine Bank | 52 | 64 |
| Keesler Federal Credit Union | 49 | 101 |
| PriorityOne Bank | 40 | 48 |
| BankFirst Financial Services | 35 | 43 |
| Grand Bank for Savings, FSB | 34 | 64 |
| Mortgage Research Center | 30 | 61 |
| Freedom Mortgage Corporation | 28 | 48 |
| Hancock Whitney Bank | 28 | 50 |
| DHI Mortgage Company, LTD. | 26 | 32 |
| New American Funding, LLC. | 26 | 52 |
| United Wholesale Mortgage | 26 | 48 |
| Citizens Bank | 24 | 26 |
| Crosscountry Mortgage, LLC | 23 | 27 |
| First Southern Bank | 21 | 26 |
| Hope Federal Credit Union | 20 | 27 |
| Guild Mortgage Company | 17 | 18 |
| 21ST Mortgage | 17 | 95 |
| Guaranteed Rate, Inc. | 15 | 22 |
| Triad Financial Services, Inc. | 14 | 53 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 613 | 42.2% of 467 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,550 | 23.0% of 1,289 decided |
| 2 or more minority races | 10 | no rate: base under 50 |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 394 | 19.8% of 323 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 56 | no rate: base under 50 |
| Not Hispanic or Latino | 2,097 | 27.3% of 1,712 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 446 | 23.1% of 355 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 892 | 31.3% of 722 decided |
| Female | 665 | 33.8% of 518 decided |
| Joint | 767 | 19.9% of 632 decided |
| Sex Not Available | 302 | 17.4% of 258 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1780 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved