Mortgage lending in Adams County, Mississippi
Lenders in Adams County, Mississippi reported 706 mortgage applications for 2025, according to the CFPB.
706 mortgage applications and 298 loans originated in 2025; the denial rate was 38.3% of 554 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, MS.
- 706
- Applications
- 298
- Loans originated
- 38.3%
- Denial rate
- 212 denied of 554 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 706 | 298 |
| 2024 | 637 | 253 |
| 2023 | 566 | 244 |
| 2022 | 749 | 352 |
| 2021 | 1,039 | 528 |
| 2020 | 792 | 403 |
| 2019 | 529 | 256 |
| 2018 | 527 | 243 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Loansteady LLC | 46 | 65 |
| Concordia Bank & Trust Co. | 35 | 53 |
| Rocket Mortgage | 25 | 35 |
| Regions Bank | 21 | 67 |
| United Wholesale Mortgage | 18 | 20 |
| 21ST Mortgage | 12 | 71 |
| Mortgage Research Center | 11 | 19 |
| Home Bank National Association | 10 | 15 |
| American Mortgage Bank | 9 | 10 |
| Trustmark Bank | 8 | 12 |
| JPMorgan Chase Bank, NA | 5 | 8 |
| Paramount Residential Mortgage | 4 | 11 |
| Genway Home Mortgage, Inc. | 4 | 5 |
| loanDepot.com LLC | 4 | 8 |
| Triad Financial Services, Inc. | 4 | 34 |
| GMFS, LLC | 4 | 9 |
| Primelending | 3 | 4 |
| Planet Home Lending, LLC | 3 | 3 |
| Navy Federal Credit Union | 3 | 9 |
| Hope Federal Credit Union | 3 | 3 |
| Plaza Home Mortgage, Inc | 3 | 7 |
| Nationstar Mortgage | 3 | 11 |
| Fidelity Bank | 3 | 5 |
| Freedom Mortgage Corporation | 3 | 10 |
| Village Capital & Investment | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 356 | 50.2% of 273 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 256 | 23.6% of 212 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 84 | 39.3% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 590 | 36.9% of 471 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 48.0% of 75 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 240 | 39.3% of 186 decided |
| Female | 257 | 39.5% of 200 decided |
| Joint | 156 | 35.4% of 130 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2196 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved