Mortgage lending in Lincoln County, Mississippi
Lenders in Lincoln County, Mississippi reported 1,067 mortgage applications for 2025, according to the CFPB.
1,067 mortgage applications and 489 loans originated in 2025; the denial rate was 34.3% of 866 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, MS.
- 1,067
- Applications
- 489
- Loans originated
- 34.3%
- Denial rate
- 297 denied of 866 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,067 | 489 |
| 2024 | 1,023 | 443 |
| 2023 | 867 | 412 |
| 2022 | 1,102 | 546 |
| 2021 | 1,344 | 731 |
| 2020 | 1,303 | 687 |
| 2019 | 980 | 521 |
| 2018 | 883 | 460 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 95 | 115 |
| Bankplus | 35 | 46 |
| Rocket Mortgage | 31 | 43 |
| Crosscountry Mortgage, LLC | 29 | 45 |
| Triad Financial Services, Inc. | 27 | 91 |
| 21ST Mortgage | 27 | 168 |
| First Bank | 26 | 30 |
| Loansteady LLC | 24 | 29 |
| Mortgage Investors Group | 18 | 20 |
| Regions Bank | 15 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 73 |
| Mortgage Research Center | 10 | 17 |
| First Community Mortgage, Inc. | 10 | 12 |
| United Wholesale Mortgage | 9 | 14 |
| Firstbank | 8 | 38 |
| Fidelity Bank | 7 | 11 |
| New American Funding, LLC. | 6 | 17 |
| Ferguson Federal Credit Union | 5 | 11 |
| Southwest Stage Funding LLC | 5 | 20 |
| Guild Mortgage Company | 5 | 5 |
| Stockton Mortgage Corporation | 5 | 7 |
| Hope Federal Credit Union | 4 | 9 |
| American Mortgage Bank | 3 | 6 |
| Community Bank of Mississippi | 3 | 9 |
| loanDepot.com LLC | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 267 | 56.5% of 216 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 690 | 26.3% of 567 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 85 | 31.8% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 892 | 32.0% of 732 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 151 | 47.9% of 117 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 430 | 30.9% of 353 decided |
| Female | 277 | 48.0% of 225 decided |
| Joint | 304 | 27.4% of 248 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2199 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved