Mortgage lending in Walthall County, Mississippi
Lenders in Walthall County, Mississippi reported 613 mortgage applications for 2025, according to the CFPB.
613 mortgage applications and 217 loans originated in 2025; the denial rate was 44.3% of 492 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Walthall County, MS.
- 613
- Applications
- 217
- Loans originated
- 44.3%
- Denial rate
- 218 denied of 492 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 613 | 217 |
| 2024 | 510 | 188 |
| 2023 | 465 | 193 |
| 2022 | 541 | 207 |
| 2021 | 538 | 227 |
| 2020 | 513 | 217 |
| 2019 | 462 | 215 |
| 2018 | 383 | 177 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank | 33 | 44 |
| Trustmark Bank | 28 | 40 |
| Triad Financial Services, Inc. | 21 | 64 |
| 21ST Mortgage | 16 | 111 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 66 |
| Rocket Mortgage | 11 | 22 |
| Fidelity Bank | 6 | 8 |
| Newrez LLC | 5 | 10 |
| First Community Mortgage, Inc. | 5 | 6 |
| Regions Bank | 5 | 17 |
| Southwest Stage Funding LLC | 4 | 16 |
| Citizens Savings Bank | 4 | 8 |
| Freedom Mortgage Corporation | 4 | 10 |
| First Bank | 4 | 5 |
| Loansteady LLC | 3 | 3 |
| Community Bank of Mississippi | 3 | 3 |
| loanDepot.com LLC | 3 | 11 |
| New American Funding, LLC. | 3 | 7 |
| Firstbank | 3 | 28 |
| Amerisave Mortgage Company | 3 | 7 |
| Ferguson Federal Credit Union | 2 | 2 |
| Gulf Coast Bank and Trust | 2 | 2 |
| Mortgage Research Center | 2 | 9 |
| First Southern Bank | 2 | 3 |
| Bank of England | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 259 | 59.7% of 211 decided |
| White | 295 | 29.2% of 243 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 46 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 499 | 43.2% of 410 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 89 | 49.1% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 233 | 40.3% of 191 decided |
| Female | 205 | 51.5% of 169 decided |
| Joint | 150 | 39.3% of 117 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2777 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved