Mortgage lending in Newton County, Mississippi
Lenders in Newton County, Mississippi reported 669 mortgage applications for 2025, according to the CFPB.
669 mortgage applications and 316 loans originated in 2025; the denial rate was 34.0% of 547 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newton County, MS.
- 669
- Applications
- 316
- Loans originated
- 34.0%
- Denial rate
- 186 denied of 547 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 669 | 316 |
| 2024 | 571 | 266 |
| 2023 | 489 | 240 |
| 2022 | 609 | 304 |
| 2021 | 682 | 375 |
| 2020 | 692 | 372 |
| 2019 | 537 | 298 |
| 2018 | 552 | 299 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank of Mississippi | 51 | 55 |
| The Citizens Bank | 25 | 27 |
| Bankplus | 22 | 34 |
| BankFirst Financial Services | 21 | 27 |
| Regions Bank | 20 | 39 |
| Rocket Mortgage | 19 | 29 |
| Great Southern Bank | 19 | 23 |
| Trustmark Bank | 17 | 25 |
| Triad Financial Services, Inc. | 17 | 60 |
| 21ST Mortgage | 13 | 106 |
| Bank of Forest | 10 | 11 |
| Guild Mortgage Company | 8 | 11 |
| Mortgage Research Center | 7 | 16 |
| Renasant Bank | 5 | 5 |
| Cadence Bank | 5 | 7 |
| Pennymac Loan Services LLC | 4 | 6 |
| American Mortgage Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 17 |
| Navy Federal Credit Union | 3 | 11 |
| loanDepot.com LLC | 3 | 5 |
| Newrez LLC | 3 | 14 |
| Towne Mortgage Company | 3 | 4 |
| New Day Financial, LLC. | 3 | 6 |
| Citizens National Bank of Meridian | 3 | 5 |
| Sofi Bank, National Association | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 199 | 54.0% of 161 decided |
| White | 391 | 23.5% of 323 decided |
| Joint | under 10 | |
| Race Not Available | 73 | 35.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 556 | 33.1% of 463 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 91 | 37.5% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 222 | 35.2% of 182 decided |
| Female | 196 | 48.7% of 154 decided |
| Joint | 191 | 19.4% of 165 decided |
| Sex Not Available | 60 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2701 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved