Mortgage lending in Holmes County, Mississippi
Lenders in Holmes County, Mississippi reported 281 mortgage applications for 2025, according to the CFPB.
281 mortgage applications and 87 loans originated in 2025; the denial rate was 50.5% of 222 applications decided. The median loan was about $75,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Holmes County, MS HUD Metro FMR Area.
- 281
- Applications
- 87
- Loans originated
- 50.5%
- Denial rate
- 112 denied of 222 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 281 | 87 |
| 2024 | 279 | 100 |
| 2023 | 301 | 99 |
| 2022 | 316 | 100 |
| 2021 | 321 | 105 |
| 2020 | 314 | 93 |
| 2019 | 294 | 122 |
| 2018 | 217 | 74 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Commerce | 16 | 23 |
| Bankplus | 14 | 29 |
| 21ST Mortgage | 12 | 50 |
| Renasant Bank | 5 | 5 |
| Triad Financial Services, Inc. | 5 | 17 |
| Rocket Mortgage | 4 | 11 |
| Trustmark Bank | 2 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 32 |
| Community Bank of Mississippi | 2 | 2 |
| Hope Federal Credit Union | 2 | 2 |
| Southern Bancorp Bank | 2 | 3 |
| Towne Mortgage Company | 2 | 2 |
| Citizens National Bank of Meridian | 2 | 3 |
| Pennymac Loan Services LLC | 2 | 2 |
| FirstTrust Home Loans | 1 | 1 |
| Ferguson Federal Credit Union | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 3 |
| Bank Of Yazoo | 1 | 1 |
| Mutual Federal Credit Unon | 1 | 4 |
| Guild Mortgage Company | 1 | 2 |
| Mortgage Research Center | 1 | 4 |
| New American Funding, LLC. | 1 | 5 |
| Newrez LLC | 1 | 2 |
| The Citizens Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 203 | 58.4% of 161 decided |
| White | 44 | no rate: base under 50 |
| 2 or more minority races | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 235 | 50.5% of 190 decided |
| Ethnicity Not Available | 46 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 81 | 40.6% of 64 decided |
| Female | 114 | 62.6% of 91 decided |
| Joint | 63 | 45.3% of 53 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2815 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved