Mortgage lending in Perry County, Mississippi
Lenders in Perry County, Mississippi reported 378 mortgage applications for 2025, according to the CFPB.
378 mortgage applications and 163 loans originated in 2025; the denial rate was 36.0% of 303 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hattiesburg, MS MSA.
- 378
- Applications
- 163
- Loans originated
- 36.0%
- Denial rate
- 109 denied of 303 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 378 | 163 |
| 2024 | 345 | 156 |
| 2023 | 411 | 128 |
| 2022 | 448 | 176 |
| 2021 | 414 | 167 |
| 2020 | 417 | 163 |
| 2019 | 376 | 165 |
| 2018 | 290 | 136 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank of Mississippi | 17 | 20 |
| Trustmark Bank | 15 | 19 |
| 21ST Mortgage | 14 | 61 |
| First Southern Bank | 11 | 14 |
| Rocket Mortgage | 8 | 13 |
| Cadence Bank | 8 | 14 |
| Triad Financial Services, Inc. | 7 | 34 |
| Renasant Bank | 6 | 8 |
| Bank of Wiggins | 5 | 5 |
| Mortgage Research Center | 5 | 7 |
| Regions Bank | 5 | 9 |
| Guild Mortgage Company | 4 | 6 |
| Southwest Stage Funding LLC | 3 | 5 |
| United Wholesale Mortgage | 3 | 5 |
| Equity Prime Mortgage LLC | 3 | 6 |
| Keesler Federal Credit Union | 3 | 13 |
| Magnolia Bank | 3 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 32 |
| Navy Federal Credit Union | 2 | 4 |
| First Colony Mortgage Corporat | 2 | 4 |
| Southwest Funding LP | 2 | 2 |
| Hope Federal Credit Union | 2 | 2 |
| loanDepot.com LLC | 2 | 2 |
| PriorityOne Bank | 2 | 3 |
| Firstbank | 2 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 55 | no rate: base under 50 |
| White | 292 | 30.3% of 234 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 327 | 34.8% of 267 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 43 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 31.6% of 117 decided |
| Female | 95 | 51.9% of 79 decided |
| Joint | 120 | 28.1% of 96 decided |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2402 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved