Mortgage lending in Neshoba County, Mississippi
Lenders in Neshoba County, Mississippi reported 626 mortgage applications for 2025, according to the CFPB.
626 mortgage applications and 327 loans originated in 2025; the denial rate was 32.5% of 523 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Neshoba County, MS.
- 626
- Applications
- 327
- Loans originated
- 32.5%
- Denial rate
- 170 denied of 523 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 626 | 327 |
| 2024 | 569 | 265 |
| 2023 | 522 | 255 |
| 2022 | 623 | 336 |
| 2021 | 707 | 401 |
| 2020 | 720 | 416 |
| 2019 | 638 | 382 |
| 2018 | 618 | 372 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Citizens Bank | 104 | 119 |
| Trustmark Bank | 25 | 30 |
| Rocket Mortgage | 25 | 41 |
| 21ST Mortgage | 17 | 96 |
| Community Bank of Mississippi | 14 | 15 |
| Regions Bank | 14 | 34 |
| Stockton Mortgage Corporation | 12 | 15 |
| Triad Financial Services, Inc. | 10 | 40 |
| Citizens National Bank of Meridian | 9 | 16 |
| Mortgage Research Center | 8 | 21 |
| Renasant Bank | 7 | 13 |
| Cadence Bank | 6 | 11 |
| Bankplus | 5 | 6 |
| Bank of Commerce | 4 | 4 |
| United Wholesale Mortgage | 4 | 6 |
| First Community Mortgage, Inc. | 4 | 5 |
| American Mortgage Bank | 3 | 5 |
| Figure Lending LLC | 3 | 4 |
| Primelending | 3 | 3 |
| BankFirst Financial Services | 3 | 3 |
| Cardinal Financial Company, Li | 3 | 3 |
| Bank of Forest | 3 | 3 |
| Southwest Stage Funding LLC | 2 | 4 |
| New American Funding, LLC. | 2 | 9 |
| Great Southern Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 120 | 56.9% of 102 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 412 | 22.7% of 352 decided |
| Joint | under 10 | |
| Race Not Available | 65 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 534 | 31.2% of 455 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 70 | 38.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 222 | 32.6% of 181 decided |
| Female | 185 | 42.3% of 163 decided |
| Joint | 177 | 20.9% of 148 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2773 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved