Mortgage lending in Lawrence County, Mississippi
Lenders in Lawrence County, Mississippi reported 427 mortgage applications for 2025, according to the CFPB.
427 mortgage applications and 166 loans originated in 2025; the denial rate was 42.5% of 348 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, MS.
- 427
- Applications
- 166
- Loans originated
- 42.5%
- Denial rate
- 148 denied of 348 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 427 | 166 |
| 2024 | 361 | 146 |
| 2023 | 442 | 174 |
| 2022 | 369 | 153 |
| 2021 | 437 | 191 |
| 2020 | 400 | 175 |
| 2019 | 308 | 123 |
| 2018 | 253 | 111 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Regions Bank | 26 | 47 |
| Ferguson Federal Credit Union | 21 | 32 |
| Rocket Mortgage | 14 | 28 |
| Trustmark Bank | 9 | 15 |
| Triad Financial Services, Inc. | 9 | 28 |
| 21ST Mortgage | 9 | 68 |
| Bankplus | 8 | 13 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 32 |
| Loansteady LLC | 6 | 9 |
| Renasant Bank | 4 | 4 |
| Crosscountry Mortgage, LLC | 4 | 9 |
| Pennymac Loan Services LLC | 4 | 5 |
| Guild Mortgage Company | 3 | 4 |
| GMFS, LLC | 3 | 3 |
| American Financial Network, Inc. | 2 | 2 |
| loanDepot.com LLC | 2 | 7 |
| New American Funding, LLC. | 2 | 8 |
| First Bank | 2 | 3 |
| Citizens Bank | 2 | 2 |
| NBKC Bank | 1 | 1 |
| Flanagan State Bank | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 8 |
| American Financial Resources LLC | 1 | 1 |
| Peoples Bank | 1 | 1 |
| Interlinc Mortgage Services, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 137 | 61.6% of 112 decided |
| White | 253 | 30.6% of 206 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 377 | 40.8% of 304 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 163 | 39.1% of 128 decided |
| Female | 128 | 54.4% of 103 decided |
| Joint | 124 | 35.2% of 108 decided |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2770 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved