Mortgage lending in Webster County, Mississippi
Lenders in Webster County, Mississippi reported 262 mortgage applications for 2025, according to the CFPB.
262 mortgage applications and 133 loans originated in 2025; the denial rate was 31.7% of 205 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Webster County, MS.
- 262
- Applications
- 133
- Loans originated
- 31.7%
- Denial rate
- 65 denied of 205 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 262 | 133 |
| 2024 | 237 | 128 |
| 2023 | 286 | 129 |
| 2022 | 334 | 138 |
| 2021 | 307 | 192 |
| 2020 | 291 | 176 |
| 2019 | 247 | 143 |
| 2018 | 229 | 108 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 13 | 19 |
| BankFirst Financial Services | 10 | 14 |
| Regions Bank | 10 | 19 |
| Renasant Bank | 8 | 11 |
| Cadence Bank | 8 | 17 |
| Magnolia Bank | 7 | 7 |
| Triad Financial Services, Inc. | 6 | 9 |
| CB&S Bank | 6 | 13 |
| 21ST Mortgage | 6 | 37 |
| Cardinal Financial Company, Li | 5 | 6 |
| Mortgage Research Center | 3 | 14 |
| Bankplus | 3 | 3 |
| Flagstar Bank NA | 3 | 4 |
| Trustmark Bank | 2 | 2 |
| Assurance Financial Group, L.L.C. | 2 | 2 |
| Bank of Commerce | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
| Land Home Financial Services, | 2 | 2 |
| Liberty Federal Credit Union | 2 | 2 |
| Guaranty Bank & Trust Company | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
| Union Home Mortgage Corp. | 2 | 4 |
| Empeople Credit Union | 1 | 2 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | withheld | |
| White | 200 | 26.9% of 160 decided |
| Joint | under 10 | |
| Race Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 225 | 31.5% of 178 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 97 | 27.8% of 72 decided |
| Female | 49 | no rate: base under 50 |
| Joint | 98 | 17.5% of 80 decided |
| Sex Not Available | 18 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2585 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved