Mortgage lending in Warren County, Mississippi
Lenders in Warren County, Mississippi reported 1,285 mortgage applications for 2025, according to the CFPB.
1,285 mortgage applications and 608 loans originated in 2025; the denial rate was 34.5% of 1,038 applications decided. The median loan was about $130,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Warren County, MS.
- 1,285
- Applications
- 608
- Loans originated
- 34.5%
- Denial rate
- 358 denied of 1,038 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,285 | 608 |
| 2024 | 1,257 | 572 |
| 2023 | 1,106 | 555 |
| 2022 | 1,434 | 722 |
| 2021 | 1,741 | 1,040 |
| 2020 | 1,615 | 984 |
| 2019 | 1,210 | 677 |
| 2018 | 1,213 | 730 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 131 | 185 |
| Cadence Bank | 59 | 98 |
| Rocket Mortgage | 43 | 66 |
| RiverHills Bank | 43 | 51 |
| Mutual Federal Credit Unon | 34 | 93 |
| Guild Mortgage Company | 27 | 30 |
| Mortgage Research Center | 20 | 46 |
| Regions Bank | 20 | 55 |
| Guaranty Bank & Trust Company | 16 | 18 |
| American Mortgage Bank | 15 | 18 |
| 21ST Mortgage | 15 | 110 |
| United Wholesale Mortgage | 10 | 14 |
| loanDepot.com LLC | 9 | 14 |
| Triad Financial Services, Inc. | 8 | 43 |
| Nationstar Mortgage | 8 | 12 |
| Liberty Bank | 8 | 15 |
| Loansteady LLC | 6 | 10 |
| Navy Federal Credit Union | 6 | 21 |
| New Day Financial, LLC. | 6 | 23 |
| Coastal Community Bank | 5 | 11 |
| Freedom Mortgage Corporation | 5 | 16 |
| Crosscountry Mortgage, LLC | 5 | 13 |
| JPMorgan Chase Bank, NA | 5 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 18 |
| New American Funding, LLC. | 4 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 478 | 51.2% of 383 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 592 | 20.9% of 493 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 187 | 36.4% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,052 | 34.0% of 860 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 203 | 38.4% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 440 | 33.2% of 349 decided |
| Female | 408 | 40.4% of 339 decided |
| Joint | 324 | 28.6% of 266 decided |
| Sex Not Available | 113 | 34.5% of 84 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2297 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved