Mortgage lending in Lamar County, Mississippi
Lenders in Lamar County, Mississippi reported 2,617 mortgage applications for 2025, according to the CFPB.
2,617 mortgage applications and 1,486 loans originated in 2025; the denial rate was 23.5% of 2,105 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hattiesburg, MS MSA.
- 2,617
- Applications
- 1,486
- Loans originated
- 23.5%
- Denial rate
- 494 denied of 2,105 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,617 | 1,486 |
| 2024 | 2,467 | 1,372 |
| 2023 | 2,331 | 1,341 |
| 2022 | 2,966 | 1,684 |
| 2021 | 3,912 | 2,593 |
| 2020 | 3,717 | 2,428 |
| 2019 | 2,623 | 1,681 |
| 2018 | 2,439 | 1,562 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Trustmark Bank | 138 | 191 |
| Cadence Bank | 90 | 132 |
| Rocket Mortgage | 87 | 120 |
| Community Bank of Mississippi | 83 | 113 |
| Regions Bank | 69 | 133 |
| PriorityOne Bank | 68 | 78 |
| Renasant Bank | 53 | 71 |
| Citizens Bank | 47 | 53 |
| BankFirst Financial Services | 42 | 43 |
| New American Funding, LLC. | 40 | 67 |
| Hancock Whitney Bank | 39 | 59 |
| United Wholesale Mortgage | 37 | 48 |
| Merchants & Marine Bank | 36 | 45 |
| Keesler Federal Credit Union | 35 | 84 |
| Mortgage Research Center | 32 | 76 |
| Guild Mortgage Company | 28 | 32 |
| Pennymac Loan Services LLC | 28 | 43 |
| Freedom Mortgage Corporation | 27 | 57 |
| Grand Bank for Savings, FSB | 26 | 46 |
| Citizens National Bank of Meridian | 24 | 29 |
| Triad Financial Services, Inc. | 18 | 59 |
| 21ST Mortgage | 17 | 85 |
| First Colony Mortgage Corporat | 16 | 21 |
| First Southern Bank | 16 | 20 |
| Crosscountry Mortgage, LLC | 16 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 30 | no rate: base under 50 |
| Black or African American | 420 | 37.8% of 333 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,765 | 20.1% of 1,431 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 357 | 23.7% of 278 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 54 | no rate: base under 50 |
| Not Hispanic or Latino | 2,116 | 21.9% of 1,713 decided |
| Joint | withheld | |
| Ethnicity Not Available | 413 | 30.9% of 317 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 902 | 27.0% of 726 decided |
| Female | 600 | 28.7% of 484 decided |
| Joint | 871 | 16.5% of 702 decided |
| Sex Not Available | 244 | 22.3% of 193 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1152 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved