Mortgage lending in Oktibbeha County, Mississippi
Lenders in Oktibbeha County, Mississippi reported 1,421 mortgage applications for 2025, according to the CFPB.
1,421 mortgage applications and 834 loans originated in 2025; the denial rate was 24.5% of 1,186 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Oktibbeha County, MS.
- 1,421
- Applications
- 834
- Loans originated
- 24.5%
- Denial rate
- 291 denied of 1,186 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,421 | 834 |
| 2024 | 1,298 | 723 |
| 2023 | 1,171 | 654 |
| 2022 | 1,580 | 881 |
| 2021 | 2,166 | 1,374 |
| 2020 | 2,034 | 1,276 |
| 2019 | 1,407 | 946 |
| 2018 | 1,348 | 862 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cadence Bank | 151 | 193 |
| Renasant Bank | 89 | 121 |
| BankFirst Financial Services | 73 | 95 |
| Bankplus | 36 | 42 |
| Rocket Mortgage | 34 | 52 |
| Trustmark Bank | 29 | 43 |
| Bank of Commerce | 26 | 33 |
| Regions Bank | 26 | 63 |
| Triad Financial Services, Inc. | 22 | 54 |
| Community Bank of Mississippi | 19 | 21 |
| United Wholesale Mortgage | 16 | 27 |
| Magnolia Bank | 16 | 20 |
| 21ST Mortgage | 16 | 136 |
| Union Home Mortgage Corp. | 14 | 16 |
| Mortgage Investors Group | 14 | 16 |
| Firstbank | 12 | 42 |
| Land Home Financial Services, | 10 | 16 |
| Guaranty Bank & Trust Company | 9 | 10 |
| Pennymac Loan Services LLC | 8 | 15 |
| Mortgage Research Center | 7 | 16 |
| Geneva Financial LLC | 6 | 12 |
| JPMorgan Chase Bank, NA | 6 | 11 |
| Navy Federal Credit Union | 5 | 9 |
| The Citizens Bank | 5 | 8 |
| Nationstar Mortgage | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 35 | no rate: base under 50 |
| Black or African American | 358 | 49.3% of 280 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 748 | 15.9% of 636 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 262 | 19.2% of 229 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,108 | 24.5% of 923 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 269 | 22.5% of 227 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 394 | 22.5% of 325 decided |
| Female | 333 | 42.5% of 266 decided |
| Joint | 505 | 17.8% of 426 decided |
| Sex Not Available | 189 | 17.2% of 169 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1154 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved