Mortgage lending in Scott County, Mississippi
Lenders in Scott County, Mississippi reported 866 mortgage applications for 2025, according to the CFPB.
866 mortgage applications and 409 loans originated in 2025; the denial rate was 33.6% of 709 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scott County, MS HUD Metro FMR Area.
- 866
- Applications
- 409
- Loans originated
- 33.6%
- Denial rate
- 238 denied of 709 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 866 | 409 |
| 2024 | 812 | 342 |
| 2023 | 668 | 301 |
| 2022 | 763 | 361 |
| 2021 | 906 | 478 |
| 2020 | 788 | 418 |
| 2019 | 696 | 374 |
| 2018 | 647 | 396 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank of Mississippi | 106 | 135 |
| Bank of Commerce | 56 | 75 |
| Bank of Forest | 43 | 46 |
| Triad Financial Services, Inc. | 21 | 69 |
| Cadence Bank | 19 | 34 |
| PriorityOne Bank | 16 | 18 |
| 21ST Mortgage | 16 | 140 |
| Trustmark Bank | 14 | 20 |
| American Mortgage Bank | 13 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 63 |
| Rocket Mortgage | 13 | 25 |
| Union Home Mortgage Corp. | 10 | 16 |
| Guild Mortgage Company | 5 | 6 |
| Magnolia Bank | 4 | 5 |
| First Financial Bank | 3 | 4 |
| Southwest Stage Funding LLC | 3 | 9 |
| United Wholesale Mortgage | 3 | 3 |
| The Citizens Bank | 3 | 3 |
| Wells Fargo Bank NA | 3 | 4 |
| Navy Federal Credit Union | 2 | 3 |
| Hope Federal Credit Union | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
| New American Funding, LLC. | 2 | 7 |
| Great Southern Bank | 2 | 2 |
| Nationstar Mortgage | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 310 | 45.2% of 252 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 461 | 24.5% of 383 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 77 | 41.9% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 85 | 28.8% of 73 decided |
| Not Hispanic or Latino | 677 | 32.6% of 564 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 90 | 47.5% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 239 | 28.4% of 197 decided |
| Female | 280 | 47.2% of 235 decided |
| Joint | 300 | 24.5% of 237 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2775 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved