Mortgage lending in Jefferson County, Mississippi
Lenders in Jefferson County, Mississippi reported 229 mortgage applications for 2025, according to the CFPB.
229 mortgage applications and 40 loans originated in 2025; the denial rate was 65.3% of 173 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, MS.
- 229
- Applications
- 40
- Loans originated
- 65.3%
- Denial rate
- 113 denied of 173 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 229 | 40 |
| 2024 | 188 | 33 |
| 2023 | 172 | 35 |
| 2022 | 180 | 41 |
| 2021 | 201 | 50 |
| 2020 | 156 | 51 |
| 2019 | 119 | 35 |
| 2018 | 145 | 32 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 14 | 89 |
| Triad Financial Services, Inc. | 6 | 26 |
| Hope Federal Credit Union | 3 | 4 |
| Rocket Mortgage | 3 | 5 |
| Newrez LLC | 2 | 4 |
| Regions Bank | 2 | 8 |
| Plaquemine Bank and Trust Company | 1 | 1 |
| Concordia Bank & Trust Co. | 1 | 3 |
| Loansteady LLC | 1 | 2 |
| Navy Federal Credit Union | 1 | 5 |
| Riverland Federal Credit Union | 1 | 1 |
| New American Funding, LLC. | 1 | 7 |
| Firstbank | 1 | 11 |
| RiverHills Bank | 1 | 2 |
| Chevron Federal Credit Union | 1 | 1 |
| JPMorgan Chase Bank, NA | 1 | 1 |
| Trustmark Bank | 0 | 1 |
| Winnsboro State Bank & Trust Company | 0 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 14 |
| Primelending | 0 | 1 |
| Coastal Community Bank | 0 | 2 |
| Southwest Stage Funding LLC | 0 | 5 |
| Countryplace Mortgage, LTD. | 0 | 2 |
| Mutual Federal Credit Unon | 0 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 193 | 68.0% of 150 decided |
| White | 19 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 202 | 64.0% of 153 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 71 | 56.4% of 55 decided |
| Female | 101 | 69.2% of 78 decided |
| Joint | withheld | |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved