Mortgage lending in Carroll County, Mississippi
Lenders in Carroll County, Mississippi reported 241 mortgage applications for 2025, according to the CFPB.
241 mortgage applications and 127 loans originated in 2025; the denial rate was 30.3% of 201 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, MS.
- 241
- Applications
- 127
- Loans originated
- 30.3%
- Denial rate
- 61 denied of 201 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 241 | 127 |
| 2024 | 211 | 88 |
| 2023 | 191 | 82 |
| 2022 | 212 | 103 |
| 2021 | 275 | 129 |
| 2020 | 291 | 148 |
| 2019 | 215 | 106 |
| 2018 | 192 | 93 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Commerce | 31 | 37 |
| Guaranty Bank & Trust Company | 14 | 18 |
| Bankplus | 9 | 10 |
| Rocket Mortgage | 7 | 12 |
| Trustmark Bank | 6 | 7 |
| Planters Bank and Trust Company | 6 | 7 |
| Renasant Bank | 5 | 7 |
| Mortgage Research Center | 4 | 9 |
| 21ST Mortgage | 4 | 27 |
| FirstTrust Home Loans | 3 | 4 |
| loanDepot.com LLC | 3 | 7 |
| Triad Financial Services, Inc. | 3 | 10 |
| Regions Bank | 3 | 10 |
| Cadence Bank | 3 | 7 |
| Community Bank of Mississippi | 2 | 2 |
| PriorityOne Bank | 2 | 3 |
| Newrez LLC | 2 | 7 |
| CB&S Bank | 2 | 2 |
| Figure Lending LLC | 1 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 1 | 4 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Guild Mortgage Company | 1 | 3 |
| New American Funding, LLC. | 1 | 5 |
| The Citizens Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 62 | 58.0% of 50 decided |
| White | 152 | 21.1% of 133 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 213 | 30.4% of 181 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 79 | 23.5% of 68 decided |
| Female | 68 | 47.4% of 57 decided |
| Joint | 80 | 23.9% of 67 decided |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2579 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved