Mortgage lending in Jefferson Davis County, Mississippi
Lenders in Jefferson Davis County, Mississippi reported 441 mortgage applications for 2025, according to the CFPB.
441 mortgage applications and 129 loans originated in 2025; the denial rate was 52.3% of 342 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson Davis County, MS.
- 441
- Applications
- 129
- Loans originated
- 52.3%
- Denial rate
- 179 denied of 342 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 441 | 129 |
| 2024 | 384 | 114 |
| 2023 | 434 | 126 |
| 2022 | 478 | 133 |
| 2021 | 497 | 154 |
| 2020 | 464 | 156 |
| 2019 | 315 | 118 |
| 2018 | 296 | 112 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Triad Financial Services, Inc. | 18 | 53 |
| Trustmark Bank | 12 | 21 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 52 |
| Citizens Bank | 10 | 12 |
| Regions Bank | 9 | 34 |
| 21ST Mortgage | 8 | 96 |
| PriorityOne Bank | 6 | 9 |
| Rocket Mortgage | 6 | 10 |
| Ferguson Federal Credit Union | 5 | 12 |
| Mutual of Omaha Mortgage | 4 | 4 |
| Mortgage Research Center | 3 | 7 |
| Keesler Federal Credit Union | 3 | 4 |
| Coastal Community Bank | 2 | 7 |
| Renasant Bank | 2 | 4 |
| Community Bank of Mississippi | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 2 |
| Bankplus | 2 | 4 |
| New Day Financial, LLC. | 2 | 4 |
| Cardinal Financial Company, Li | 2 | 2 |
| American Mortgage Bank | 1 | 1 |
| Paramount Residential Mortgage | 1 | 1 |
| Sunbelt Federal Credit Union | 1 | 1 |
| Bank of Wiggins | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 7 |
| Peoples Bank | 1 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 263 | 60.6% of 213 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 141 | 35.3% of 102 decided |
| Joint | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 364 | 51.9% of 289 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 67 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 130 | 42.2% of 102 decided |
| Female | 174 | 63.8% of 141 decided |
| Joint | 118 | 45.4% of 86 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2769 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved