Mortgage lending in Pearl River County, Mississippi
Lenders in Pearl River County, Mississippi reported 2,368 mortgage applications for 2025, according to the CFPB.
2,368 mortgage applications and 1,210 loans originated in 2025; the denial rate was 28.8% of 1,873 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pearl River County, MS.
- 2,368
- Applications
- 1,210
- Loans originated
- 28.8%
- Denial rate
- 540 denied of 1,873 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,368 | 1,210 |
| 2024 | 2,024 | 1,034 |
| 2023 | 2,014 | 1,014 |
| 2022 | 2,380 | 1,201 |
| 2021 | 3,101 | 1,744 |
| 2020 | 2,754 | 1,521 |
| 2019 | 2,108 | 1,133 |
| 2018 | 1,842 | 939 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Planet Home Lending, LLC | 115 | 129 |
| FNB Picayune Bank | 101 | 125 |
| Rocket Mortgage | 92 | 141 |
| Keesler Federal Credit Union | 86 | 198 |
| Bankplus | 83 | 123 |
| Eustis Mortgage Corp | 42 | 55 |
| Hancock Whitney Bank | 42 | 77 |
| Mortgage Research Center | 37 | 68 |
| United Wholesale Mortgage | 32 | 48 |
| Freedom Mortgage Corporation | 32 | 58 |
| Regions Bank | 32 | 70 |
| GMFS, LLC | 31 | 80 |
| Primelending | 25 | 32 |
| CMG Mortgage Inc | 22 | 30 |
| Navy Federal Credit Union | 21 | 37 |
| New American Funding, LLC. | 21 | 52 |
| 21ST Mortgage | 17 | 148 |
| loanDepot.com LLC | 16 | 28 |
| Triad Financial Services, Inc. | 16 | 62 |
| Nationstar Mortgage | 13 | 21 |
| Amerisave Mortgage Company | 12 | 43 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 78 |
| Newrez LLC | 11 | 31 |
| Crosscountry Mortgage, LLC | 11 | 23 |
| First Southern Bank | 10 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 161 | 39.0% of 118 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,866 | 26.4% of 1,503 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 267 | 35.5% of 197 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 69 | 30.9% of 55 decided |
| Not Hispanic or Latino | 1,958 | 27.0% of 1,566 decided |
| Joint | withheld | |
| Ethnicity Not Available | 311 | 40.5% of 227 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 938 | 27.0% of 753 decided |
| Female | 509 | 33.8% of 408 decided |
| Joint | 770 | 25.3% of 600 decided |
| Sex Not Available | 151 | 42.0% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1429 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved