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Mortgage lending in Missouri

Lenders in Missouri reported 234,238 mortgage applications for 2025, according to the CFPB.

234,238 mortgage applications and 146,780 loans originated in 2025. 35,291 of the 188,734 applications decided were denied, 18.7%. From 2025, the CFPB’s Snapshot release.

234,238
Applications
146,780
Loans originated
23.4 per 1,000 residents, over the Census Bureau's 2025 estimate.
18.7%
Denial rate
35,291 denied of 188,734 applications decided.

The largest lenders in Missouri

2 more columns on a wider screen

Lenders in Missouri by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage7,481
2Flat Branch Mortgage, Inc.7,301
3Guild Mortgage Company5,462
4United Wholesale Mortgage5,338
5The Central Trust Bank4,768
6Communityamerica Federal Credit Union3,721
7US Bank, N.A.3,622
8Das Acquisition Company, LLC3,201
9Mortgage Research Center2,901
10New American Funding, LLC.2,619
11Pennymac Loan Services LLC2,580
12Commerce Bank2,488
13First Community Credit Union2,436
14Fairway Independent Mort Corp2,363
15Arvest Bank2,139
16First State Community Bank1,937
17Freedom Mortgage Corporation1,814
18Gershman Investment Corp.1,690
19First State Bank of ST Charles1,585
20Leaderone Financial Corp.1,526
21Stifel Bank & Trust1,522
22Bank of America NA1,520
23Primelending1,496
24Nationstar Mortgage1,406
25Newrez LLC1,311

Counties in Missouri

1 more column on a wider screen

Counties in Missouri by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
St. Louis County22,981$195,000
Jackson County17,329$195,000
St. Charles County11,892$255,000
Greene County7,867$185,000
Clay County7,078$225,000
Jefferson County6,586$205,000
St. Louis city5,424$195,000
Boone County4,124$225,000
Cass County3,316$235,000
Jasper County2,979$155,000
Christian County2,889$225,000
Platte County2,747$265,000
Franklin County2,455$195,000
Cole County2,058$185,000
Camden County2,031$245,000
Buchanan County1,886$145,000
Lincoln County1,827$225,000
Cape Girardeau County1,770$175,000
Johnson County1,580$225,000
St. Francois County1,387$165,000
Taney County1,359$185,000
Newton County1,309$175,000
Warren County1,292$255,000
Pulaski County1,228$225,000
Stone County1,172$205,000
Callaway County1,069$185,000
Webster County1,027$175,000
Pettis County967$155,000
Lawrence County948$165,000
Lafayette County869$185,000
Polk County813$185,000
Butler County812$135,000
Laclede County752$165,000
Barry County746$165,000
Phelps County733$185,000
Scott County718$125,000
Benton County629$135,000
Clinton County619$215,000
Miller County602$195,000
Henry County595$155,000
Ray County587$185,000
Howell County577$175,000
Randolph County564$145,000
Morgan County508$205,000
Marion County503$145,000
Audrain County492$125,000
Stoddard County436$125,000
Perry County425$145,000
Saline County425$135,000
Ste. Genevieve County422$155,000
McDonald County414$155,000
Crawford County406$155,000
Bates County391$165,000
Washington County387$165,000
Andrew County384$185,000
Adair County381$135,000
Dallas County380$175,000
Texas County361$165,000
Cooper County349$185,000
Moniteau County334$155,000
Vernon County333$145,000
Nodaway County323$155,000
Wright County319$165,000
Osage County317$175,000
Pike County313$145,000
Cedar County283$145,000
Gasconade County282$145,000
Dunklin County259$115,000
Hickory County253$145,000
Livingston County230$135,000
Linn County228$115,000
Howard County226$145,000
Madison County219$135,000
Ripley County216$115,000
New Madrid County211$125,000
Caldwell County210$185,000
Montgomery County200$165,000
Bollinger County194$135,000
DeKalb County189$155,000
Macon County185$145,000
Dent County184$165,000
Ralls County183$155,000
Daviess County176$145,000
Douglas County176$150,000
Wayne County175$115,000
Iron County173$115,000
Maries County170$180,000
Barton County168$135,000
Grundy County158$105,000
Dade County146$120,000
Mississippi County138$115,000
Gentry County136$115,000
Pemiscot County134$105,000
Carroll County127$135,000
Monroe County125$145,000
Oregon County122$125,000
Harrison County111$105,000
St. Clair County108$155,000
Lewis County103$135,000
Chariton County100$125,000
Reynolds County99$125,000
Ozark County96$175,000
Carter County88$185,000
Atchison County80$105,000
Shannon County79$205,000
Holt County58$125,000
Knox County44under 50 loans
Shelby County43under 50 loans
Mercer County40under 50 loans
Putnam County40under 50 loans
Sullivan County39under 50 loans
Clark County38under 50 loans
Schuyler County30under 50 loans
Scotland County24under 50 loans
Worth County21under 50 loans

Missouri elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Missouri Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Missouri Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Missouri →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved