Mortgage lending in Buchanan County, Missouri
Lenders in Buchanan County, Missouri reported 2,952 mortgage applications for 2025, according to the CFPB.
2,952 mortgage applications and 1,886 loans originated in 2025; the denial rate was 18.5% of 2,406 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Joseph, MO-KS MSA.
- 2,952
- Applications
- 1,886
- Loans originated
- 18.5%
- Denial rate
- 446 denied of 2,406 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,952 | 1,886 |
| 2024 | 2,721 | 1,784 |
| 2023 | 2,355 | 1,504 |
| 2022 | 2,918 | 1,871 |
| 2021 | 4,373 | 2,875 |
| 2020 | 4,055 | 2,751 |
| 2019 | 3,040 | 1,991 |
| 2018 | 2,588 | 1,668 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 257 | 312 |
| Primelending | 162 | 204 |
| Rocket Mortgage | 152 | 194 |
| US Bank, N.A. | 126 | 212 |
| The Nodaway Valley Bank | 122 | 162 |
| United Wholesale Mortgage | 70 | 86 |
| Commerce Bank | 70 | 149 |
| Leaderone Financial Corp. | 56 | 82 |
| HNB National Bank | 54 | 64 |
| Mortgage Research Center | 41 | 79 |
| Flanagan State Bank | 30 | 41 |
| Freedom Mortgage Corporation | 29 | 65 |
| Pennymac Loan Services LLC | 29 | 54 |
| Nationstar Mortgage | 27 | 37 |
| loanDepot.com LLC | 26 | 50 |
| Umb Bank NA | 26 | 41 |
| Communityamerica Federal Credit Union | 25 | 35 |
| Endeavor Capital, LLC | 21 | 25 |
| American Portfolio Mortgage Corporation | 20 | 22 |
| Flat Branch Mortgage, Inc. | 19 | 31 |
| Farmers State Bank | 18 | 25 |
| Guild Mortgage Company | 18 | 23 |
| Equity Bank | 14 | 25 |
| First Option Bank | 13 | 15 |
| Union State Bank of Everest | 12 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 93 | 37.8% of 74 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,268 | 18.4% of 1,877 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 474 | 17.4% of 361 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 232 | 18.3% of 191 decided |
| Not Hispanic or Latino | 2,189 | 18.6% of 1,804 decided |
| Joint | 55 | no rate: base under 50 |
| Ethnicity Not Available | 476 | 18.0% of 367 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,123 | 20.9% of 887 decided |
| Female | 663 | 18.6% of 565 decided |
| Joint | 876 | 15.6% of 737 decided |
| Sex Not Available | 290 | 18.9% of 217 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2014 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved