Mortgage lending in Cedar County, Missouri
Lenders in Cedar County, Missouri reported 487 mortgage applications for 2025, according to the CFPB.
487 mortgage applications and 283 loans originated in 2025; the denial rate was 23.7% of 388 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cedar County, MO.
- 487
- Applications
- 283
- Loans originated
- 23.7%
- Denial rate
- 92 denied of 388 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 487 | 283 |
| 2024 | 442 | 264 |
| 2023 | 433 | 256 |
| 2022 | 523 | 333 |
| 2021 | 628 | 389 |
| 2020 | 545 | 349 |
| 2019 | 453 | 269 |
| 2018 | 430 | 243 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mid-Missouri Bank | 31 | 34 |
| Simmons Bank | 25 | 39 |
| Rocket Mortgage | 22 | 35 |
| Gershman Investment Corp. | 16 | 21 |
| Flat Branch Mortgage, Inc. | 15 | 19 |
| Great Southern Bank | 10 | 19 |
| Community National Bank & Trust | 10 | 15 |
| Mortgage Research Center | 7 | 18 |
| Das Acquisition Company, LLC | 7 | 10 |
| OakStar Bank | 6 | 8 |
| Grand Missouri Bank | 5 | 6 |
| Nationstar Mortgage | 5 | 5 |
| Arvest Bank | 5 | 10 |
| Pennymac Loan Services LLC | 5 | 9 |
| Community First Bank | 4 | 4 |
| Guild Mortgage Company | 4 | 4 |
| United Wholesale Mortgage | 4 | 6 |
| FCS Financial FLCA | 4 | 4 |
| US Bank, N.A. | 4 | 9 |
| Omb Bank | 3 | 5 |
| 21ST Mortgage | 3 | 11 |
| Amerisave Mortgage Company | 3 | 7 |
| BTC Bank | 3 | 4 |
| Regions Bank | 3 | 3 |
| The Loan Store, Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 405 | 24.2% of 326 decided |
| Joint | under 10 | |
| Race Not Available | 73 | 21.4% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 388 | 24.4% of 316 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 88 | 19.7% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 173 | 33.3% of 141 decided |
| Female | 84 | 25.8% of 66 decided |
| Joint | 181 | 16.4% of 146 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2015 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved