Mortgage lending in Platte County, Missouri
Lenders in Platte County, Missouri reported 4,174 mortgage applications for 2025, according to the CFPB.
4,174 mortgage applications and 2,747 loans originated in 2025; the denial rate was 15.9% of 3,392 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kansas City, MO-KS HUD Metro FMR Area.
- 4,174
- Applications
- 2,747
- Loans originated
- 15.9%
- Denial rate
- 541 denied of 3,392 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,174 | 2,747 |
| 2024 | 3,897 | 2,498 |
| 2023 | 3,453 | 2,267 |
| 2022 | 4,822 | 3,208 |
| 2021 | 8,626 | 6,034 |
| 2020 | 9,608 | 6,710 |
| 2019 | 5,732 | 3,924 |
| 2018 | 4,925 | 3,283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Communityamerica Federal Credit Union | 368 | 550 |
| Rocket Mortgage | 149 | 197 |
| United Wholesale Mortgage | 127 | 144 |
| Fairway Independent Mort Corp | 125 | 152 |
| Primelending | 121 | 149 |
| US Bank, N.A. | 69 | 121 |
| Leaderone Financial Corp. | 61 | 97 |
| Guild Mortgage Company | 56 | 72 |
| The Central Trust Bank | 56 | 86 |
| Pennymac Loan Services LLC | 51 | 89 |
| NBKC Bank | 49 | 61 |
| Commerce Bank | 49 | 97 |
| Mortgage Research Center | 46 | 85 |
| Arvest Bank | 43 | 58 |
| Flat Branch Mortgage, Inc. | 40 | 49 |
| Navy Federal Credit Union | 38 | 68 |
| Nationstar Mortgage | 38 | 56 |
| Umb Bank NA | 37 | 56 |
| Crosscountry Mortgage, LLC | 35 | 44 |
| Click n' Close, Inc. | 34 | 37 |
| First State Bank of ST Charles | 33 | 33 |
| Bank of America NA | 32 | 86 |
| Freedom Mortgage Corporation | 30 | 69 |
| Mutual of Omaha Mortgage | 28 | 35 |
| The Nodaway Valley Bank | 26 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 19 | no rate: base under 50 |
| Asian | 102 | 25.9% of 81 decided |
| Black or African American | 188 | 27.1% of 140 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,127 | 14.7% of 2,560 decided |
| 2 or more minority races | under 10 | |
| Joint | 103 | 14.9% of 87 decided |
| Race Not Available | 622 | 17.2% of 499 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 161 | 23.1% of 130 decided |
| Not Hispanic or Latino | 3,267 | 15.4% of 2,667 decided |
| Joint | withheld | |
| Ethnicity Not Available | 623 | 16.6% of 494 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,339 | 18.8% of 1,065 decided |
| Female | 801 | 18.5% of 649 decided |
| Joint | 1,668 | 12.2% of 1,379 decided |
| Sex Not Available | 366 | 17.7% of 299 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 481 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved