Mortgage lending in Dallas County, Missouri
Lenders in Dallas County, Missouri reported 686 mortgage applications for 2025, according to the CFPB.
686 mortgage applications and 380 loans originated in 2025; the denial rate was 28.7% of 568 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dallas County, MO HUD Metro FMR Area.
- 686
- Applications
- 380
- Loans originated
- 28.7%
- Denial rate
- 163 denied of 568 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 686 | 380 |
| 2024 | 574 | 338 |
| 2023 | 510 | 299 |
| 2022 | 647 | 380 |
| 2021 | 783 | 499 |
| 2020 | 733 | 443 |
| 2019 | 594 | 347 |
| 2018 | 533 | 308 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| OakStar Bank | 36 | 45 |
| Flat Branch Mortgage, Inc. | 33 | 35 |
| Mortgage Research Center | 19 | 27 |
| Rocket Mortgage | 18 | 30 |
| Omb Bank | 17 | 22 |
| The Central Trust Bank | 16 | 29 |
| BTC Bank | 16 | 23 |
| O'Bannon Banking Company | 12 | 19 |
| New American Funding, LLC. | 11 | 20 |
| United Wholesale Mortgage | 11 | 11 |
| Gershman Investment Corp. | 11 | 17 |
| Pennymac Loan Services LLC | 11 | 12 |
| BluCurrent Credit Union | 10 | 13 |
| US Bank, N.A. | 9 | 20 |
| Arvest Bank | 8 | 12 |
| Amerisave Mortgage Company | 7 | 16 |
| The Bank of Missouri | 6 | 8 |
| Das Acquisition Company, LLC | 6 | 12 |
| Freedom Mortgage Corporation | 5 | 13 |
| Great Southern Bank | 4 | 7 |
| American Financial Resources LLC | 4 | 4 |
| Assemblies of God Credit Union | 4 | 4 |
| Mid-Missouri Bank | 4 | 4 |
| Multipli Federal Credit Union | 4 | 6 |
| Cardinal Financial Company, Li | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 578 | 30.6% of 477 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 81 | 10.0% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 552 | 28.8% of 454 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 112 | 23.2% of 95 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 224 | 29.0% of 179 decided |
| Female | 149 | 40.0% of 125 decided |
| Joint | 260 | 25.7% of 218 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1431 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved