Mortgage lending in Adair County, Missouri

Lenders in Adair County, Missouri reported 623 mortgage applications for 2025, according to the CFPB.

623 mortgage applications and 381 loans originated in 2025; the denial rate was 18.8% of 496 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Adair County, MO.

623
Applications: 381
Loans originated: 18.8%
Denial rate: 93 denied of 496 applications decided.

Every year

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Mortgage applications and loans originated in Adair County, Missouri, by year
Year	Applications	Originated	Denied
2025	623	381	93
2024	550	324	96
2023	509	282	106
2022	582	372	91
2021	790	536	95
2020	831	565	101
2019	610	399	104
2018	389	241	83

The largest lenders here

Lenders in Adair County, Missouri by loans originated, 2025
Lender	Originated	Applications
Alliant Bank	59	82
Flat Branch Mortgage, Inc.	42	52
Equity Bank	41	53
Rocket Mortgage	34	43
Geneva Financial LLC	30	46
US Bank, N.A.	24	45
Das Acquisition Company, LLC	17	28
Connections Bank	14	15
Mortgage Research Center	14	27
United Wholesale Mortgage	10	12
Homebank	4	4
New American Funding, LLC.	4	6
Nationstar Mortgage	4	4
NBH Bank	4	5
Amerisave Mortgage Company	4	11
Pennymac Loan Services LLC	4	7
Freedom Mortgage Corporation	3	7
Magnolia Bank	3	3
21ST Mortgage	3	18
Verimore Bank	3	3
Commerce Bank	3	5
Primelending	2	2
Navy Federal Credit Union	2	2
First State Community Bank	2	2
Ocmbc, Inc.	2	2

Applications by race, ethnicity and sex, 2025

By race, Adair County, Missouri: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	21	no rate: base under 50
White	495	18.2% of 391 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	88	18.1% of 72 decided

By ethnicity, Adair County, Missouri: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	20	no rate: base under 50
Not Hispanic or Latino	498	17.8% of 400 decided
Joint	11	no rate: base under 50
Ethnicity Not Available	94	18.7% of 75 decided

By sex, Adair County, Missouri: applications and denial rate
Category	Applications	Denial rate
Male	203	21.6% of 153 decided
Female	140	25.7% of 113 decided
Joint	216	12.4% of 178 decided
Sex Not Available	64	17.3% of 52 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2202 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026