Mortgage lending in Washington County, Missouri
Lenders in Washington County, Missouri reported 695 mortgage applications for 2025, according to the CFPB.
695 mortgage applications and 387 loans originated in 2025; the denial rate was 24.6% of 545 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, MO.
- 695
- Applications
- 387
- Loans originated
- 24.6%
- Denial rate
- 134 denied of 545 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 695 | 387 |
| 2024 | 660 | 330 |
| 2023 | 562 | 287 |
| 2022 | 742 | 401 |
| 2021 | 950 | 571 |
| 2020 | 937 | 562 |
| 2019 | 719 | 409 |
| 2018 | 633 | 383 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Community Bank | 92 | 148 |
| Guild Mortgage Company | 48 | 63 |
| Unico Bank | 34 | 38 |
| Rocket Mortgage | 19 | 40 |
| United Wholesale Mortgage | 14 | 19 |
| Mortgage Research Center | 12 | 18 |
| US Bank, N.A. | 12 | 20 |
| Pennymac Loan Services LLC | 9 | 16 |
| loanDepot.com LLC | 8 | 15 |
| Sullivan Bank | 8 | 10 |
| Das Acquisition Company, LLC | 8 | 12 |
| Ozarks Federal Savings and Loan | 7 | 9 |
| New American Funding, LLC. | 6 | 16 |
| Gershman Investment Corp. | 6 | 12 |
| American Pacific Mortgage Corporation | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 15 |
| 21ST Mortgage | 5 | 34 |
| Vantage Credit Union | 4 | 4 |
| Flat Branch Mortgage, Inc. | 4 | 5 |
| First Community Credit Union | 4 | 8 |
| Great Southern Bank | 3 | 3 |
| Bloomsdale Bank | 3 | 3 |
| United Bank of Union | 3 | 3 |
| Newrez LLC | 3 | 7 |
| Together Credit Union | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 610 | 24.4% of 480 decided |
| Joint | under 10 | |
| Race Not Available | 67 | 21.4% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 607 | 23.4% of 474 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 79 | 29.7% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 213 | 25.8% of 159 decided |
| Female | 100 | 34.2% of 76 decided |
| Joint | 332 | 21.3% of 268 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1600 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved