Mortgage lending in Shelby County, Missouri
Lenders in Shelby County, Missouri reported 85 mortgage applications for 2025, according to the CFPB.
85 mortgage applications and 43 loans originated in 2025; the denial rate was 25.4% of 59 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Shelby County, MO.
- 85
- Applications
- 43
- Loans originated
- 25.4%
- Denial rate
- 15 denied of 59 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 85 | 43 |
| 2024 | 77 | 36 |
| 2023 | 54 | 32 |
| 2022 | 81 | 45 |
| 2021 | 99 | 58 |
| 2020 | 80 | 45 |
| 2019 | 78 | 35 |
| 2018 | 55 | 32 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 5 | 10 |
| Flat Branch Mortgage, Inc. | 4 | 7 |
| Mortgage Research Center | 3 | 10 |
| Thompson Kane & Company, Inc | 3 | 4 |
| United Wholesale Mortgage | 3 | 3 |
| US Bank, N.A. | 3 | 6 |
| Community Banc Mortgage Corp | 2 | 4 |
| Alliant Bank | 2 | 3 |
| Equity Bank | 2 | 3 |
| United Security Bank | 1 | 1 |
| Regional Missouri Bank | 1 | 1 |
| United Credit Union | 1 | 1 |
| Leaderone Financial Corp. | 1 | 2 |
| Delmar Financial Company | 1 | 1 |
| loanDepot.com LLC | 1 | 3 |
| American Portfolio Mortgage Corporation | 1 | 1 |
| Homebank | 1 | 1 |
| American Pacific Mortgage Corporation | 1 | 1 |
| The Central Trust Bank | 1 | 3 |
| FCS Financial FLCA | 1 | 2 |
| 21ST Mortgage | 1 | 3 |
| Amerisave Mortgage Company | 1 | 3 |
| Das Acquisition Company, LLC | 1 | 1 |
| Truist Bank | 1 | 1 |
| Pennymac Loan Services LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 71 | no rate: base under 50 |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 72 | 21.6% of 51 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 41 | no rate: base under 50 |
| Female | withheld | |
| Joint | 19 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved