Mortgage lending in Bates County, Missouri
Lenders in Bates County, Missouri reported 614 mortgage applications for 2025, according to the CFPB.
614 mortgage applications and 391 loans originated in 2025; the denial rate was 17.9% of 502 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bates County, MO HUD Metro FMR Area.
- 614
- Applications
- 391
- Loans originated
- 17.9%
- Denial rate
- 90 denied of 502 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 614 | 391 |
| 2024 | 578 | 373 |
| 2023 | 504 | 330 |
| 2022 | 495 | 290 |
| 2021 | 762 | 503 |
| 2020 | 577 | 373 |
| 2019 | 552 | 341 |
| 2018 | 495 | 331 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 41 | 48 |
| Community First Bank | 38 | 39 |
| Citizens Bank of Amsterdam | 32 | 35 |
| Rocket Mortgage | 24 | 36 |
| Pennymac Loan Services LLC | 19 | 26 |
| Adrian Bank | 15 | 19 |
| Leaderone Financial Corp. | 13 | 14 |
| Flat Branch Mortgage, Inc. | 12 | 19 |
| Plaza Home Mortgage, Inc | 11 | 12 |
| FCS Financial FLCA | 7 | 7 |
| Hawthorn Bank | 6 | 9 |
| Guild Mortgage Company | 6 | 9 |
| Fairway Independent Mort Corp | 6 | 14 |
| The Loan Store, Inc | 5 | 6 |
| Communityamerica Federal Credit Union | 5 | 10 |
| Mortgage Research Center | 5 | 14 |
| New American Funding, LLC. | 5 | 7 |
| Nationstar Mortgage | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 16 |
| Everett Financial, Inc. | 5 | 8 |
| American Financial Resources LLC | 4 | 4 |
| Click n' Close, Inc. | 4 | 4 |
| Community Mortgage, LLC | 4 | 5 |
| 21ST Mortgage | 4 | 8 |
| OakStar Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 529 | 16.9% of 438 decided |
| Joint | under 10 | |
| Race Not Available | 71 | 19.6% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 519 | 17.8% of 428 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 83 | 19.1% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 191 | 18.7% of 155 decided |
| Female | 111 | 31.8% of 85 decided |
| Joint | 262 | 11.2% of 223 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1593 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved