Mortgage lending in Stoddard County, Missouri
Lenders in Stoddard County, Missouri reported 721 mortgage applications for 2025, according to the CFPB.
721 mortgage applications and 436 loans originated in 2025; the denial rate was 22.8% of 591 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stoddard County, MO.
- 721
- Applications
- 436
- Loans originated
- 22.8%
- Denial rate
- 135 denied of 591 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 721 | 436 |
| 2024 | 632 | 413 |
| 2023 | 643 | 392 |
| 2022 | 761 | 494 |
| 2021 | 1,037 | 672 |
| 2020 | 958 | 643 |
| 2019 | 750 | 485 |
| 2018 | 684 | 409 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank | 79 | 95 |
| First Midwest Bank of Dexter | 54 | 58 |
| Flanagan State Bank | 40 | 51 |
| Rocket Mortgage | 27 | 45 |
| Das Acquisition Company, LLC | 22 | 30 |
| Mortgage Research Center | 18 | 39 |
| Pennymac Loan Services LLC | 13 | 24 |
| Flat Branch Mortgage, Inc. | 12 | 15 |
| First State Community Bank | 11 | 22 |
| First Midwest Bank of the Ozarks | 10 | 12 |
| US Bank, N.A. | 10 | 23 |
| Sterling Bank | 9 | 10 |
| Guild Mortgage Company | 8 | 11 |
| Synergy One Lending, Inc. | 7 | 11 |
| The Bank of Missouri | 7 | 10 |
| Montgomery Bank | 7 | 11 |
| United Wholesale Mortgage | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 12 |
| Regions Bank | 6 | 19 |
| Peoples Community Bank | 5 | 5 |
| Focus Bank | 4 | 4 |
| Navy Federal Credit Union | 4 | 9 |
| New American Funding, LLC. | 4 | 10 |
| loanDepot.com LLC | 3 | 9 |
| Nationstar Mortgage | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 627 | 21.4% of 518 decided |
| Joint | under 10 | |
| Race Not Available | 81 | 34.4% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 607 | 21.2% of 496 decided |
| Joint | withheld | |
| Ethnicity Not Available | 90 | 35.1% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 235 | 23.4% of 188 decided |
| Female | 133 | 30.1% of 113 decided |
| Joint | 290 | 16.3% of 240 decided |
| Sex Not Available | 63 | 36.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2413 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved