Mortgage lending in Henry County, Missouri
Lenders in Henry County, Missouri reported 960 mortgage applications for 2025, according to the CFPB.
960 mortgage applications and 595 loans originated in 2025; the denial rate was 20.7% of 794 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henry County, MO.
- 960
- Applications
- 595
- Loans originated
- 20.7%
- Denial rate
- 164 denied of 794 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 960 | 595 |
| 2024 | 818 | 463 |
| 2023 | 806 | 509 |
| 2022 | 985 | 640 |
| 2021 | 1,133 | 750 |
| 2020 | 954 | 624 |
| 2019 | 714 | 461 |
| 2018 | 778 | 487 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Hawthorn Bank | 77 | 107 |
| Community Mortgage, LLC | 56 | 60 |
| Equity Bank | 41 | 63 |
| Rocket Mortgage | 32 | 42 |
| Freedom Mortgage Corporation | 22 | 35 |
| OakStar Bank | 22 | 30 |
| Mortgage Research Center | 20 | 40 |
| Flat Branch Mortgage, Inc. | 20 | 26 |
| Fairway Independent Mort Corp | 13 | 15 |
| Community National Bank & Trust | 13 | 17 |
| United Wholesale Mortgage | 12 | 17 |
| Crosscountry Mortgage, LLC | 10 | 23 |
| Pennymac Loan Services LLC | 10 | 17 |
| Umb Bank NA | 10 | 21 |
| Outdoor Bank | 9 | 9 |
| Leaderone Financial Corp. | 9 | 16 |
| Sherwood Community Bank | 9 | 10 |
| US Bank, N.A. | 8 | 34 |
| FCS Financial FLCA | 7 | 9 |
| Pilgrim Mortgage LLC | 7 | 7 |
| Newrez LLC | 6 | 11 |
| Nationstar Mortgage | 6 | 6 |
| Midwest Mortgage Associates Corp | 6 | 8 |
| Legacy Bank & Trust | 6 | 8 |
| New American Funding, LLC. | 5 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 825 | 20.9% of 688 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 116 | 18.0% of 89 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 813 | 21.0% of 681 decided |
| Joint | withheld | |
| Ethnicity Not Available | 127 | 15.6% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 324 | 25.9% of 263 decided |
| Female | 160 | 19.4% of 134 decided |
| Joint | 388 | 16.9% of 326 decided |
| Sex Not Available | 88 | 21.1% of 71 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1785 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved