Mortgage lending in Laclede County, Missouri
Lenders in Laclede County, Missouri reported 1,609 mortgage applications for 2025, according to the CFPB.
1,609 mortgage applications and 752 loans originated in 2025; the denial rate was 34.5% of 1,286 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Laclede County, MO.
- 1,609
- Applications
- 752
- Loans originated
- 34.5%
- Denial rate
- 444 denied of 1,286 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,609 | 752 |
| 2024 | 1,259 | 665 |
| 2023 | 1,181 | 631 |
| 2022 | 1,470 | 808 |
| 2021 | 1,821 | 1,110 |
| 2020 | 1,723 | 1,062 |
| 2019 | 1,361 | 870 |
| 2018 | 1,126 | 707 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 118 | 142 |
| First State Community Bank | 94 | 127 |
| Rocket Mortgage | 44 | 68 |
| Infuze Credit Union | 34 | 87 |
| Guild Mortgage Company | 33 | 38 |
| Mortgage Research Center | 33 | 53 |
| ResMac Inc | 22 | 28 |
| Pennymac Loan Services LLC | 22 | 40 |
| Arvest Bank | 19 | 26 |
| US Bank, N.A. | 18 | 41 |
| Commerce Bank | 18 | 31 |
| Freedom Mortgage Corporation | 16 | 35 |
| 21ST Mortgage | 12 | 85 |
| Mid-Missouri Bank | 11 | 15 |
| Das Acquisition Company, LLC | 11 | 12 |
| American Financial Resources LLC | 10 | 13 |
| United Wholesale Mortgage | 10 | 15 |
| New American Funding, LLC. | 9 | 34 |
| The Central Trust Bank | 8 | 17 |
| The Maries County Bank | 7 | 9 |
| Primelending | 7 | 7 |
| Gold Star Mortgage Financial Group, Corporation | 7 | 12 |
| loanDepot.com LLC | 7 | 18 |
| Nationstar Mortgage | 7 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 126 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,346 | 35.1% of 1,079 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 192 | 29.3% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 1,280 | 32.7% of 1,024 decided |
| Joint | 35 | no rate: base under 50 |
| Ethnicity Not Available | 269 | 39.7% of 209 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 484 | 36.3% of 369 decided |
| Female | 376 | 40.7% of 297 decided |
| Joint | 632 | 30.3% of 525 decided |
| Sex Not Available | 117 | 31.6% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1595 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved