Mortgage lending in Wayne County, Missouri
Lenders in Wayne County, Missouri reported 292 mortgage applications for 2025, according to the CFPB.
292 mortgage applications and 175 loans originated in 2025; the denial rate was 23.5% of 243 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, MO.
- 292
- Applications
- 175
- Loans originated
- 23.5%
- Denial rate
- 57 denied of 243 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 292 | 175 |
| 2024 | 286 | 167 |
| 2023 | 266 | 146 |
| 2022 | 336 | 190 |
| 2021 | 399 | 220 |
| 2020 | 321 | 208 |
| 2019 | 271 | 146 |
| 2018 | 253 | 142 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Midwest Bank of the Ozarks | 37 | 44 |
| Peoples Community Bank | 30 | 35 |
| Southern Bank | 14 | 17 |
| Das Acquisition Company, LLC | 12 | 15 |
| Rocket Mortgage | 11 | 20 |
| Flanagan State Bank | 5 | 10 |
| Guild Mortgage Company | 5 | 7 |
| Sterling Bank | 4 | 4 |
| First State Community Bank | 4 | 5 |
| Flat Branch Mortgage, Inc. | 4 | 4 |
| Montgomery Bank | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 8 |
| Synergy One Lending, Inc. | 3 | 4 |
| Navy Federal Credit Union | 3 | 7 |
| Mortgage Research Center | 3 | 11 |
| Members Mortgage Services, LLC | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 3 |
| 21ST Mortgage | 3 | 10 |
| US Bank, N.A. | 3 | 3 |
| Hawthorn Bank | 2 | 2 |
| Lindell Bank & Trust Company | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| Geneva Financial LLC | 1 | 2 |
| First Midwest Bank of Dexter | 1 | 1 |
| Heritage Community Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 241 | 20.0% of 200 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 248 | 21.0% of 205 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 94 | 20.8% of 77 decided |
| Female | 58 | no rate: base under 50 |
| Joint | 113 | 21.3% of 94 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2592 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved