Mortgage lending in Newton County, Missouri
Lenders in Newton County, Missouri reported 2,238 mortgage applications for 2025, according to the CFPB.
2,238 mortgage applications and 1,309 loans originated in 2025; the denial rate was 21.2% of 1,758 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Joplin, MO HUD Metro FMR Area.
- 2,238
- Applications
- 1,309
- Loans originated
- 21.2%
- Denial rate
- 372 denied of 1,758 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,238 | 1,309 |
| 2024 | 2,032 | 1,156 |
| 2023 | 1,978 | 1,167 |
| 2022 | 2,551 | 1,482 |
| 2021 | 3,391 | 2,191 |
| 2020 | 3,162 | 2,048 |
| 2019 | 2,250 | 1,391 |
| 2018 | 2,139 | 1,242 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 291 | 379 |
| Arvest Bank | 148 | 212 |
| Southwest Missouri Bank | 139 | 173 |
| Rocket Mortgage | 79 | 118 |
| First Community Bank | 60 | 74 |
| Community Bank and Trust | 54 | 67 |
| Pinnacle Bank | 32 | 37 |
| US Bank, N.A. | 29 | 65 |
| Mortgage Research Center | 23 | 54 |
| New American Funding, LLC. | 23 | 64 |
| People's Bank of Seneca | 22 | 39 |
| Pennymac Loan Services LLC | 21 | 49 |
| United Wholesale Mortgage | 19 | 27 |
| Gateway First Bank | 15 | 22 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 93 |
| Freedom Mortgage Corporation | 13 | 28 |
| Freedom Bank of Southern Missouri | 12 | 13 |
| loanDepot.com LLC | 12 | 23 |
| Nationstar Mortgage | 10 | 14 |
| Midwest Mortgage Associates Corp | 10 | 23 |
| Amerisave Mortgage Company | 10 | 29 |
| Commerce Bank | 10 | 24 |
| Towne Mortgage Company | 9 | 12 |
| Newrez LLC | 8 | 25 |
| Gershman Investment Corp. | 8 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 22 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 14 | no rate: base under 50 |
| White | 1,751 | 20.0% of 1,376 decided |
| Joint | 71 | 18.6% of 59 decided |
| Race Not Available | 310 | 24.3% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 102 | 16.9% of 77 decided |
| Not Hispanic or Latino | 1,752 | 20.1% of 1,376 decided |
| Joint | withheld | |
| Ethnicity Not Available | 340 | 26.0% of 269 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 713 | 24.6% of 545 decided |
| Female | 388 | 25.0% of 296 decided |
| Joint | 923 | 16.5% of 744 decided |
| Sex Not Available | 214 | 23.7% of 173 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1433 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved