Mortgage lending in Macon County, Missouri
Lenders in Macon County, Missouri reported 329 mortgage applications for 2025, according to the CFPB.
329 mortgage applications and 185 loans originated in 2025; the denial rate was 27.8% of 263 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon County, MO.
- 329
- Applications
- 185
- Loans originated
- 27.8%
- Denial rate
- 73 denied of 263 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 329 | 185 |
| 2024 | 302 | 155 |
| 2023 | 259 | 154 |
| 2022 | 315 | 185 |
| 2021 | 419 | 260 |
| 2020 | 378 | 237 |
| 2019 | 332 | 193 |
| 2018 | 264 | 143 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Flat Branch Mortgage, Inc. | 17 | 26 |
| Regional Missouri Bank | 15 | 18 |
| First State Community Bank | 14 | 20 |
| Rocket Mortgage | 14 | 21 |
| Mortgage Research Center | 13 | 26 |
| Equity Bank | 11 | 18 |
| Das Acquisition Company, LLC | 8 | 10 |
| US Bank, N.A. | 8 | 26 |
| Multipli Federal Credit Union | 6 | 7 |
| United Wholesale Mortgage | 5 | 8 |
| Alliant Bank | 5 | 7 |
| New American Funding, LLC. | 3 | 13 |
| Newrez LLC | 3 | 9 |
| The Central Trust Bank | 3 | 4 |
| First Mid Bank and Trust, NA | 3 | 5 |
| Southern Bank | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 5 |
| Geneva Financial LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| American Financial Resources LLC | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 4 |
| FCS Financial FLCA | 2 | 2 |
| Village Capital & Investment | 2 | 2 |
| 21ST Mortgage | 2 | 7 |
| Amerisave Mortgage Company | 2 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 257 | 26.2% of 210 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 271 | 27.3% of 220 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 114 | 32.6% of 86 decided |
| Female | 52 | no rate: base under 50 |
| Joint | 129 | 23.2% of 108 decided |
| Sex Not Available | 34 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2020 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved