Mortgage lending in Moniteau County, Missouri
Lenders in Moniteau County, Missouri reported 508 mortgage applications for 2025, according to the CFPB.
508 mortgage applications and 334 loans originated in 2025; the denial rate was 16.5% of 423 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Moniteau County, MO HUD Metro FMR Area.
- 508
- Applications
- 334
- Loans originated
- 16.5%
- Denial rate
- 70 denied of 423 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 508 | 334 |
| 2024 | 461 | 295 |
| 2023 | 426 | 295 |
| 2022 | 467 | 317 |
| 2021 | 601 | 408 |
| 2020 | 641 | 434 |
| 2019 | 464 | 320 |
| 2018 | 444 | 298 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 56 | 86 |
| Flat Branch Mortgage, Inc. | 45 | 49 |
| Multipli Federal Credit Union | 33 | 38 |
| Commerce Bank | 24 | 47 |
| Community Point Bank | 22 | 24 |
| Peoples Bank of Moniteau County | 20 | 21 |
| Rocket Mortgage | 15 | 17 |
| United Wholesale Mortgage | 15 | 20 |
| The Tipton Latham Bank, NA | 10 | 11 |
| American Financial Resources LLC | 8 | 8 |
| Hawthorn Bank | 6 | 9 |
| Mortgage Research Center | 5 | 10 |
| Midwest Mortgage Associates Corp | 5 | 6 |
| United Community Bank | 4 | 7 |
| Mid America Bank | 4 | 6 |
| New American Funding, LLC. | 4 | 8 |
| loanDepot.com LLC | 3 | 6 |
| Freedom Mortgage Corporation | 3 | 3 |
| Lakeview Loan Servicing, LLC | 3 | 7 |
| Pilgrim Mortgage LLC | 3 | 4 |
| Exchange Bank of Missouri | 2 | 2 |
| Bank of Odessa | 2 | 2 |
| Geneva Financial LLC | 2 | 2 |
| Kind Lending, LLC | 2 | 2 |
| Gershman Investment Corp. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 435 | 14.0% of 364 decided |
| Joint | under 10 | |
| Race Not Available | 58 | 34.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 421 | 13.8% of 348 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 57 | 26.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 154 | 15.0% of 120 decided |
| Female | 87 | 24.3% of 70 decided |
| Joint | 225 | 13.8% of 196 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1788 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved