Mortgage lending in Webster County, Missouri
Lenders in Webster County, Missouri reported 1,682 mortgage applications for 2025, according to the CFPB.
1,682 mortgage applications and 1,027 loans originated in 2025; the denial rate was 20.3% of 1,350 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Springfield, MO HUD Metro FMR Area.
- 1,682
- Applications
- 1,027
- Loans originated
- 20.3%
- Denial rate
- 274 denied of 1,350 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,682 | 1,027 |
| 2024 | 1,465 | 897 |
| 2023 | 1,263 | 790 |
| 2022 | 1,779 | 1,166 |
| 2021 | 2,237 | 1,494 |
| 2020 | 2,128 | 1,476 |
| 2019 | 1,500 | 997 |
| 2018 | 1,421 | 924 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank | 78 | 93 |
| The Central Trust Bank | 63 | 91 |
| Arvest Bank | 57 | 83 |
| Flat Branch Mortgage, Inc. | 50 | 58 |
| Rocket Mortgage | 48 | 69 |
| The Seymour Bank | 43 | 56 |
| Das Acquisition Company, LLC | 41 | 48 |
| United Wholesale Mortgage | 35 | 46 |
| Mortgage Research Center | 28 | 67 |
| Stockmens Bank | 28 | 32 |
| Freedom Mortgage Corporation | 28 | 60 |
| BluCurrent Credit Union | 25 | 36 |
| Guild Mortgage Company | 21 | 27 |
| Great Southern Bank | 20 | 32 |
| Pennymac Loan Services LLC | 20 | 36 |
| New American Funding, LLC. | 18 | 29 |
| Gershman Investment Corp. | 18 | 28 |
| Cadence Bank | 17 | 27 |
| American Financial Resources LLC | 16 | 21 |
| US Bank, N.A. | 15 | 32 |
| Homepride Bank | 14 | 16 |
| Newrez LLC | 14 | 31 |
| Crosscountry Mortgage, LLC | 14 | 25 |
| OakStar Bank | 14 | 15 |
| Citizens Bank of Rogersville | 12 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,448 | 20.5% of 1,163 decided |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 195 | 18.5% of 157 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 1,411 | 19.4% of 1,125 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 220 | 22.2% of 180 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 565 | 23.4% of 462 decided |
| Female | 247 | 26.6% of 192 decided |
| Joint | 740 | 16.2% of 586 decided |
| Sex Not Available | 130 | 18.2% of 110 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1436 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved