Mortgage lending in Carroll County, Missouri

Lenders in Carroll County, Missouri reported 197 mortgage applications for 2025, according to the CFPB.

197 mortgage applications and 127 loans originated in 2025; the denial rate was 18.4% of 158 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, MO.

197
Applications: 127
Loans originated: 18.4%
Denial rate: 29 denied of 158 applications decided.

Every year

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Mortgage applications and loans originated in Carroll County, Missouri, by year
Year	Applications	Originated	Denied
2025	197	127	29
2024	166	104	32
2023	151	103	26
2022	187	131	18
2021	272	171	45
2020	211	146	30
2019	178	117	38
2018	145	83	32

The largest lenders here

Lenders in Carroll County, Missouri by loans originated, 2025
Lender	Originated	Applications
BTC Bank	33	38
Flat Branch Mortgage, Inc.	15	18
Community Banc Mortgage Corp	9	10
Rocket Mortgage	7	11
Leaderone Financial Corp.	4	6
Mortgage Research Center	4	8
United Wholesale Mortgage	4	8
Wood & Huston Bank	3	3
Royal United Mortgage LLC	3	3
Pennymac Loan Services LLC	3	9
Planet Home Lending, LLC	2	3
Navy Federal Credit Union	2	2
Click n' Close, Inc.	2	2
Summit Funding.inc	2	2
Cardinal Financial Company, Li	2	3
21ST Mortgage	2	4
Amerisave Mortgage Company	2	4
Community Bank of Marshall	1	1
AmeriHome Mortgage Company, LLC	1	1
Regional Missouri Bank	1	2
Primelending	1	1
Geneva Financial LLC	1	1
Zillow Home Loans, LLC	1	2
M Squared Financial LLC	1	1
Goppert Financial Bank	1	2

Applications by race, ethnicity and sex, 2025

By race, Carroll County, Missouri: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	172	18.6% of 140 decided
Joint	under 10
Race Not Available	20	no rate: base under 50

By ethnicity, Carroll County, Missouri: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	170	16.4% of 140 decided
Ethnicity Not Available	withheld

By sex, Carroll County, Missouri: applications and denial rate
Category	Applications	Denial rate
Male	67	16.4% of 55 decided
Female	40	no rate: base under 50
Joint	77	18.3% of 60 decided
Sex Not Available	13	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2207 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026