Mortgage lending in DeKalb County, Missouri
Lenders in DeKalb County, Missouri reported 299 mortgage applications for 2025, according to the CFPB.
299 mortgage applications and 189 loans originated in 2025; the denial rate was 18.0% of 244 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Joseph, MO-KS MSA.
- 299
- Applications
- 189
- Loans originated
- 18.0%
- Denial rate
- 44 denied of 244 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 299 | 189 |
| 2024 | 285 | 200 |
| 2023 | 239 | 158 |
| 2022 | 328 | 177 |
| 2021 | 440 | 284 |
| 2020 | 346 | 224 |
| 2019 | 278 | 192 |
| 2018 | 269 | 178 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| BTC Bank | 20 | 22 |
| Farmers State Bank | 15 | 21 |
| Rocket Mortgage | 13 | 21 |
| Independent Farmers Bank | 13 | 14 |
| Primelending | 12 | 14 |
| Leaderone Financial Corp. | 9 | 11 |
| The Nodaway Valley Bank | 8 | 9 |
| NBH Bank | 8 | 10 |
| Bank Northwest | 7 | 8 |
| Fairway Independent Mort Corp | 7 | 9 |
| US Bank, N.A. | 5 | 8 |
| loanDepot.com LLC | 4 | 5 |
| United Community Bank | 3 | 3 |
| Communityamerica Federal Credit Union | 3 | 7 |
| United Wholesale Mortgage | 3 | 5 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 7 |
| Commerce Bank | 3 | 9 |
| Umb Bank NA | 3 | 5 |
| Union State Bank of Everest | 2 | 2 |
| Kearney Trust Company | 2 | 3 |
| American Financing Corporation | 2 | 4 |
| Endeavor Capital, LLC | 2 | 2 |
| Mortgage Research Center | 2 | 9 |
| New American Funding, LLC. | 2 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 258 | 18.6% of 210 decided |
| Joint | under 10 | |
| Race Not Available | 32 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 256 | 16.7% of 210 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 98 | 21.7% of 83 decided |
| Female | 46 | no rate: base under 50 |
| Joint | 131 | 9.8% of 102 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1784 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved