Mortgage lending in Morgan County, Missouri
Lenders in Morgan County, Missouri reported 956 mortgage applications for 2025, according to the CFPB.
956 mortgage applications and 508 loans originated in 2025; the denial rate was 25.2% of 726 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, MO.
- 956
- Applications
- 508
- Loans originated
- 25.2%
- Denial rate
- 183 denied of 726 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 956 | 508 |
| 2024 | 800 | 453 |
| 2023 | 703 | 413 |
| 2022 | 956 | 552 |
| 2021 | 1,325 | 853 |
| 2020 | 1,349 | 858 |
| 2019 | 835 | 515 |
| 2018 | 725 | 447 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 61 | 111 |
| Flat Branch Mortgage, Inc. | 40 | 57 |
| Rocket Mortgage | 31 | 51 |
| Midwest Mortgage Associates Corp | 18 | 25 |
| Guild Mortgage Company | 13 | 18 |
| Multipli Federal Credit Union | 12 | 16 |
| US Bank, N.A. | 11 | 30 |
| Commerce Bank | 10 | 18 |
| United Wholesale Mortgage | 9 | 13 |
| Concordia Bank | 8 | 8 |
| The Tipton Latham Bank, NA | 8 | 8 |
| Mortgage Research Center | 8 | 26 |
| Pilgrim Mortgage LLC | 8 | 11 |
| Pennymac Loan Services LLC | 8 | 14 |
| Primelending | 7 | 12 |
| Geneva Financial LLC | 7 | 9 |
| Communityamerica Federal Credit Union | 7 | 12 |
| Navy Federal Credit Union | 7 | 11 |
| Nations Direct Mortgage, LLC | 7 | 8 |
| First State Bank of ST Charles | 6 | 6 |
| Newrez LLC | 6 | 12 |
| BTC Bank | 6 | 7 |
| loanDepot.com LLC | 5 | 14 |
| Mid America Bank | 5 | 10 |
| Community Point Bank | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 806 | 24.9% of 614 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 130 | 25.0% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 777 | 24.3% of 592 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 153 | 28.2% of 117 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 343 | 29.4% of 245 decided |
| Female | 144 | 27.4% of 117 decided |
| Joint | 387 | 21.6% of 305 decided |
| Sex Not Available | 82 | 22.0% of 59 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1019 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved