Mortgage lending in Warren County, Missouri
Lenders in Warren County, Missouri reported 1,925 mortgage applications for 2025, according to the CFPB.
1,925 mortgage applications and 1,292 loans originated in 2025; the denial rate was 15.3% of 1,589 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Louis, MO-IL HUD Metro FMR Area.
- 1,925
- Applications
- 1,292
- Loans originated
- 15.3%
- Denial rate
- 243 denied of 1,589 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,925 | 1,292 |
| 2024 | 1,580 | 1,018 |
| 2023 | 1,460 | 902 |
| 2022 | 2,013 | 1,256 |
| 2021 | 3,386 | 2,386 |
| 2020 | 3,158 | 2,242 |
| 2019 | 2,243 | 1,520 |
| 2018 | 1,795 | 1,204 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 67 | 90 |
| Flat Branch Mortgage, Inc. | 66 | 79 |
| First State Community Bank | 61 | 79 |
| First State Bank of ST Charles | 53 | 53 |
| Das Acquisition Company, LLC | 51 | 57 |
| Rocket Mortgage | 50 | 72 |
| First Community Credit Union | 50 | 98 |
| New American Funding, LLC. | 46 | 76 |
| United Wholesale Mortgage | 39 | 56 |
| US Bank, N.A. | 37 | 60 |
| American Pacific Mortgage Corporation | 28 | 30 |
| The Missouri Bank | 26 | 27 |
| Stifel Bank & Trust | 26 | 29 |
| Pennymac Loan Services LLC | 25 | 45 |
| Gershman Investment Corp. | 22 | 23 |
| PNC Bank N.A. | 22 | 32 |
| Mortgage Research Center | 21 | 38 |
| Freedom Mortgage Corporation | 21 | 35 |
| Homekey Mortgage, LLC | 20 | 27 |
| Heritage Community Bank | 20 | 20 |
| Vantage Credit Union | 19 | 26 |
| Newrez LLC | 18 | 45 |
| Nationstar Mortgage | 17 | 17 |
| Guaranteed Rate Affinity, LLC | 15 | 21 |
| Regions Bank | 15 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,578 | 15.2% of 1,314 decided |
| 2 or more minority races | under 10 | |
| Joint | 37 | no rate: base under 50 |
| Race Not Available | 263 | 12.6% of 206 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 37 | no rate: base under 50 |
| Not Hispanic or Latino | 1,580 | 14.8% of 1,312 decided |
| Joint | withheld | |
| Ethnicity Not Available | 288 | 17.7% of 232 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 619 | 18.2% of 499 decided |
| Female | 298 | 17.5% of 252 decided |
| Joint | 849 | 12.6% of 709 decided |
| Sex Not Available | 159 | 14.7% of 129 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 547 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved