Mortgage lending in Benton County, Missouri
Lenders in Benton County, Missouri reported 938 mortgage applications for 2025, according to the CFPB.
938 mortgage applications and 629 loans originated in 2025; the denial rate was 17.9% of 795 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Benton County, MO.
- 938
- Applications
- 629
- Loans originated
- 17.9%
- Denial rate
- 142 denied of 795 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 938 | 629 |
| 2024 | 848 | 547 |
| 2023 | 734 | 472 |
| 2022 | 969 | 630 |
| 2021 | 1,216 | 802 |
| 2020 | 1,054 | 663 |
| 2019 | 681 | 435 |
| 2018 | 713 | 429 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community National Bank & Trust | 141 | 165 |
| Hawthorn Bank | 47 | 68 |
| Rocket Mortgage | 30 | 46 |
| Equity Bank | 29 | 41 |
| Community Mortgage, LLC | 26 | 31 |
| Flat Branch Mortgage, Inc. | 25 | 30 |
| The Central Trust Bank | 23 | 31 |
| Mortgage Research Center | 20 | 38 |
| Freedom Mortgage Corporation | 15 | 29 |
| Crosscountry Mortgage, LLC | 15 | 19 |
| Pennymac Loan Services LLC | 11 | 22 |
| Gateway First Bank | 10 | 13 |
| Communityamerica Federal Credit Union | 9 | 13 |
| United Wholesale Mortgage | 9 | 12 |
| Guild Mortgage Company | 7 | 7 |
| Wood & Huston Bank | 7 | 8 |
| OakStar Bank | 7 | 7 |
| US Bank, N.A. | 7 | 11 |
| Umb Bank NA | 7 | 12 |
| Navy Federal Credit Union | 6 | 10 |
| loanDepot.com LLC | 6 | 16 |
| Fairway Independent Mort Corp | 5 | 8 |
| Midwest Mortgage Associates Corp | 5 | 7 |
| Amerisave Mortgage Company | 5 | 20 |
| Leaderone Financial Corp. | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 799 | 17.5% of 678 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 106 | 19.5% of 87 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 790 | 17.8% of 673 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 126 | 19.6% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 307 | 21.2% of 250 decided |
| Female | 170 | 24.1% of 145 decided |
| Joint | 399 | 11.8% of 348 decided |
| Sex Not Available | 62 | 25.0% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2204 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved