Mortgage lending in Randolph County, Missouri
Lenders in Randolph County, Missouri reported 908 mortgage applications for 2025, according to the CFPB.
908 mortgage applications and 564 loans originated in 2025; the denial rate was 19.1% of 722 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, MO.
- 908
- Applications
- 564
- Loans originated
- 19.1%
- Denial rate
- 138 denied of 722 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 908 | 564 |
| 2024 | 760 | 484 |
| 2023 | 768 | 458 |
| 2022 | 921 | 592 |
| 2021 | 1,070 | 701 |
| 2020 | 983 | 659 |
| 2019 | 678 | 421 |
| 2018 | 633 | 378 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Central Trust Bank | 93 | 129 |
| Flat Branch Mortgage, Inc. | 69 | 95 |
| First State Community Bank | 40 | 61 |
| Regional Missouri Bank | 36 | 43 |
| Mortgage Research Center | 29 | 53 |
| Rocket Mortgage | 26 | 40 |
| Commerce Bank | 22 | 35 |
| Das Acquisition Company, LLC | 19 | 25 |
| Plaza Home Mortgage, Inc | 17 | 27 |
| Exchange Bank of Missouri | 13 | 14 |
| Multipli Federal Credit Union | 10 | 11 |
| Alliant Bank | 10 | 13 |
| BTC Bank | 10 | 11 |
| American Pacific Mortgage Corporation | 9 | 12 |
| Nationstar Mortgage | 9 | 10 |
| Pennymac Loan Services LLC | 8 | 19 |
| United Credit Union | 7 | 18 |
| loanDepot.com LLC | 7 | 11 |
| United Wholesale Mortgage | 7 | 9 |
| US Bank, N.A. | 7 | 15 |
| New American Funding, LLC. | 6 | 13 |
| The Missouri Bank | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 15 |
| Amerisave Mortgage Company | 5 | 16 |
| The Callaway Bank | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 696 | 21.3% of 560 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 163 | 10.9% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 721 | 20.4% of 578 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 164 | 12.4% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 284 | 21.9% of 233 decided |
| Female | 172 | 29.1% of 127 decided |
| Joint | 326 | 15.1% of 258 decided |
| Sex Not Available | 126 | 10.6% of 104 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2025 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved